If you need an order:
1. First Premier
2. Make sure First Premier is closed with a 0 balance
3. Triple check FP
3. Orchard
4. First National
Yes, they've helped you rebuild, but they've finished serving their purpose. Good for you! First Premier should be the first one to go, as they usually charge a monthly fee. Orchard should be able to go, as well. I don't know much about First National, but if it's not serving a useful purpose, then feel free to cut it loose. Congrats on the Discover and Freedom -- those are nice cards. Treat them well and enjoy them.
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If First National doesn't charge an AF, why not SD it?
@rogersave wrote:They do charge an AF. I think I will cut loose FP first then orchard. First national will be last. Couldnt have rebuilt without the help of this board. The journey isnt done yet but I feel like I am on my way. It feels great!!
In that case, cut away!
I sd Orchard after the EO waived the AF instead of closing it. Might be worth a shot.
