which citi product should I apply with 5 years old BK ?

[SnowBowl]

subject line says it all.. I think I have decided to go 1 more before going to the garden for a long time.  scores info in my siggy.

how about just a plain Citi Platinum mastercard ? also I have never burned Citi when I filed it... so suggestions? any chance 5 years old BK  is boardline too fresh for Citi to consider it.

[SnowBowl]

I just logged in Credit Karma it shows approval odds are "good" for Citi Simplicity  it does show certain cards "poor" for approval odds like chase.. I bet I will end up getting only $500 CL from Citi just a feeling , I think will most likely pull the trigger tonight..

[Bobert22]

I don't know about Citi, since they're all over the place with their approvals. I would try Barclay's. Many have reported approvals with decent starting CLs with past bankrupcty.

[SnowBowl]

I already got 2 Barclays cards which is the maxed numbers of accounts they would give me juniper 4.6K and Apple Visa 3.2K CL. Do you think I should apply straight on citi site or use the link from CK site ? Citi usually pulls TU right ? Lets say if citi does approve me but only for $500 CL should i keep it or tell them forget it and try it again later on for larger CL?

[bs6054]

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@SnowBowl wrote:
I already got 2 Barclays cards which is the maxed numbers of accounts they would give me juniper 4.6K and Apple Visa 3.2K CL. Do you think I should apply straight on citi site or use the link from CK site ? Citi usually pulls TU right ? Lets say if citi does approve me but only for $500 CL should i keep it or tell them forget it and try it again later on for larger CL?

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Depends where you are.  My last 3 pulls from Citi (in MA) have been double pulls of EX and EQ (not TU at all).

[SnowBowl]

Well, it  wasn't instant approval or flat out denied.. So maybe this is a good sign.. if Citi does approve me then I should really do gardening huh? because I think I am starting to push it with past 6 months of accounts being opened. Wal Mart, Discover, GECRB LensCrafters and Barclays Apple Visa are the ones opened in the past 6 months so Citi would be 5th account.