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which credit card company will offer a generous credit limit

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Anonymous
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which credit card company will offer a generous credit limit

i was wondering which card to apply for that will give me a nice CL.....my credit score is about 600 now but i wasnt planning on applying for any until i pay my little debt i have? my overall total CL for my cards amount to 1700 and the longest card i had was almost a year? any suggestions or tips?thank you😄😄😄

Message 1 of 21
20 REPLIES 20
1GaDawg85
Valued Contributor

Re: which credit card company will offer a generous credit limit

What cards do you have?


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 2 of 21
Anonymous
Not applicable

Re: which credit card company will offer a generous credit limit

secured discover it 200$ 

secured 5/3rd 1000$

capital one plat 500$

Message 3 of 21
skigirl916
Established Contributor

Re: which credit card company will offer a generous credit limit

A generous credit limit with a 600?  Hmmm....

 

 


Message 4 of 21
1GaDawg85
Valued Contributor

Re: which credit card company will offer a generous credit limit


@skigirl916 wrote:

A generous credit limit with a 600?  Hmmm....

 

 



Ain't happening....clean up your report of any negatives


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 5 of 21
Anonymous
Not applicable

Re: which credit card company will offer a generous credit limit

lol probably none i know😩😩😩but i wasnt planning on applying until i pay what i owe 😊 

Message 6 of 21
1GaDawg85
Valued Contributor

Re: which credit card company will offer a generous credit limit

Prime lenders are typically very skiddish of those with low scores


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 7 of 21
TheGardner
Valued Contributor

Re: which credit card company will offer a generous credit limit

Credit unions are your best bet but likely not before you get around 650. Work on the items dragging your scores down. If you pay old CO or collections start with who is reporting monthly (I suspect there are some as your score is too low with 3 cards with several months history). Try to PFD. 

 

Good luck!

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 8 of 21
Anonymous
Not applicable

Re: which credit card company will offer a generous credit limit

yea my score is so low from the utilazation being so high and history being kinda shot but that will change by next month ill pay them. and hopefully its fair or good at least by ten .....but you think i should go to a credit union for credit card? i usually only look at the most known big banks...i dont kniwANYTHING about creditunions. thought theywere for loans?

Message 9 of 21
jamesdwi
Valued Contributor

Re: which credit card company will offer a generous credit limit

NFCU if you qualify

 

or a Secured card with enough cash on deposit, i read there are secured cards that willl allow up to a $5000 deposit

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 10 of 21
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