which credit card issuer uses Transunion to pull score?

[Anonymous]

I have several store cards and car loans but I do not have a visa or MC. I want to get one but not sure which to apply for. My highest score is with TU at 670.

If I am going to get hit with an inquiry I really do not want a denial. I have a few lates from 4/5 years ago & a BK that is due to fall off in a year. Less than 1% usage on the current accounts. Store cards are 2 years old in November. I live in the midwest if that makes adifference

[CreditCuriosity]

Syncrony and Barclay's are the two major lenders that are known to use TU most of the time.   Other lenders can use it as well.  Others are kinda based on your geo location.  If you are curious what creditor's pull "possibly" where you live google credit pulls database and it will provide which lender has pulled what CRA's for a given card.  In all honestly any creditor can pull any CRA some you have an idea a bit more of than others, but nothing is ever guaranteed.

edit:  appears you changed score thought I saw 760+ or something originally..  Barclay's rewards of NFL card are the easiest to get with you TU score.

[Anonymous]

It could depend on your area, but Barclay only pulls TU as far as I know.  [edited here] You might be able to get a Barclaycard Rewards Mastercard with that score, but Barclay doesn't have a pre-approval / pre-qual screen so it'd be a cold app.

I know you weren't looking for it, but for me Discover only pulled TU (this is 100% location based, though -- many, many others report they pulled somewhere else).

Cap One pulls all three reports BUT your score's good enough to get something from them.

[baller4life]

+1 Barclays Rewards

[Anonymous]

what kind of score do I need for  Barclays?

[fltireguy]

I was approved early this year with a 630 TU, OLD BK showing, and 2 collections.. .$1000 SL  . I'd say Go for Barclays..

Does CapOne show anything on their prequal page?

[Anonymous]

I have not checked the prequal page yet but I think I'll do that. I am also not applying until Nov as I have a lot of inquiries falling off from my car loan 2 years ago, I thought that my help my approval chances.

EDIT: I just check the Cap1 page this is my response

L, we couldn't match your records to a card offer. But based on your answers, we think you might like this card.

[fltireguy]

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@Anonymous wrote:

I have not checked the prequal page yet but I think I'll do that. I am also not applying until Nov as I have a lot of inquiries falling off from my car loan 2 years ago, I thought that my help my approval chances.

EDIT: I just check the Cap1 page this is my response

L, we couldn't match your records to a card offer. But based on your answers, we think you might like this card.

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If you got that response.. I would try Barclays first

[noobody]

I got that non-match verbiage even with 800 CS.

If I were OP, I would go for both Barclay and Cap1