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separate question - i opened a lot of accounts lately, probably too many. Got a little trigger happy with the shopping cart trick, and have 3-4 I could definitely do without. Since they are new, would it help to close them out? I mostly got them to help with utilization, but i'm down to about 2k owed on 24k of credit, so closing a couple 500-750 cards wouldn't hurt a thing. I will prob pay off most of my remaining balances in the next 2 weeks.
@Anonymous wrote:separate question - i opened a lot of accounts lately, probably too many. Got a little trigger happy with the shopping cart trick, and have 3-4 I could definitely do without. Since they are new, would it help to close them out? I mostly got them to help with utilization, but i'm down to about 2k owed on 24k of credit, so closing a couple 500-750 cards wouldn't hurt a thing. I will prob pay off most of my remaining balances in the next 2 weeks.
You already did the damage. Keep for a year and let them go.