which to close

[woodyman100]

Does anyone have any opinion on whether I should close any store cards? I have all the credit I need from main cards now. Other than Sams or Walmart, I don't think I really need anything. I'm worried my available credit is too high.

If I should just sock drawer the cards and let then die a slow death, let me know if that's an option too

[chwebb1]

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@woodyman100 wrote:

Does anyone have any opinion on whether I should close any store cards? I have all the credit I need from main cards now. Other than Sams or Walmart, I don't think I really need anything. I'm worried my available credit is too high.

If I should just sock drawer the cards and let then die a slow death, let me know if that's an option too

---

My personal opinion is if they're not meeting your needs, then close them. I wouldn't close a bunch at the same time though. How many and which ones are you considering closing?

[woodyman100]

anything below 1K and JCP. One Capital One might go too. It's due for a CLI attempt next month, but I might keep the rewards card and let the other go if i'm not increased to at least 2k.

I just have too many cards. My wife just rolls her eyes when I start talking about them. She says they're my babies

[yudeology101]

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@chwebb1 wrote:

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@woodyman100 wrote:

Does anyone have any opinion on whether I should close any store cards? I have all the credit I need from main cards now. Other than Sams or Walmart, I don't think I really need anything. I'm worried my available credit is too high.

If I should just sock drawer the cards and let then die a slow death, let me know if that's an option too

---

My personal opinion is if they're not meeting your needs, then close them. I wouldn't close a bunch at the same time though. How many and which ones are you considering closing?

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+1

But personally I would:

Amex PRG, NFL visa sig 7.5k, Amazon visa 6k, Sams 5.3k, Cabelas visa sig 5k, Chase Freedom 4.5k, JCP 3.6k, Paypal MC 3k, Chevron Visa 2.5k, Lowes 2.5k, Amazon store 2.5k, Walmart 2k, Texaco 1.6 k, Barclays Rewards 1.5k, Cap1 Plat 1.5k, Quicksilver 1.25k, USBank Plat visa 1K,, Valero 900(Use your Texaco card!), Old Navy 400, USBank HD 300 EQ713 EX714 TU761 (Seedling 3/14)

[woodyman100]

that's what I will do then. Thank you for the advice

[chwebb1]

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@yudeology101 wrote:

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@chwebb1 wrote:

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@woodyman100 wrote:

Does anyone have any opinion on whether I should close any store cards? I have all the credit I need from main cards now. Other than Sams or Walmart, I don't think I really need anything. I'm worried my available credit is too high.

If I should just sock drawer the cards and let then die a slow death, let me know if that's an option too

---

My personal opinion is if they're not meeting your needs, then close them. I wouldn't close a bunch at the same time though. How many and which ones are you considering closing?

---

+1

But personally I would:

Amex PRG, NFL visa sig 7.5k, Amazon visa 6k, Sams 5.3k, Cabelas visa sig 5k, Chase Freedom 4.5k, JCP 3.6k, Paypal MC 3k, Chevron Visa 2.5k, Lowes 2.5k, Amazon store 2.5k, Walmart 2k, Texaco 1.6 k, Barclays Rewards 1.5k, Cap1 Plat 1.5k, Quicksilver 1.25k, USBank Plat visa 1K,, Valero 900(Use your Texaco card!), Old Navy 400, USBank HD 300 EQ713 EX714 TU761 (Seedling 3/14)

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Also, do you really need a Home Depot card with a $300 limit? That seems rather useless to me. I think I'd nuke that too.

[yudeology101]

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@chwebb1 wrote:

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@yudeology101 wrote:

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@chwebb1 wrote:

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@woodyman100 wrote:

Does anyone have any opinion on whether I should close any store cards? I have all the credit I need from main cards now. Other than Sams or Walmart, I don't think I really need anything. I'm worried my available credit is too high.

If I should just sock drawer the cards and let then die a slow death, let me know if that's an option too

---

My personal opinion is if they're not meeting your needs, then close them. I wouldn't close a bunch at the same time though. How many and which ones are you considering closing?

---

+1

But personally I would:

Amex PRG, NFL visa sig 7.5k, Amazon visa 6k, Sams 5.3k, Cabelas visa sig 5k, Chase Freedom 4.5k, JCP 3.6k, Paypal MC 3k, Chevron Visa 2.5k, Lowes 2.5k, Amazon store 2.5k, Walmart 2k, Texaco 1.6 k, Barclays Rewards 1.5k, Cap1 Plat 1.5k, Quicksilver 1.25k, USBank Plat visa 1K,, Valero 900(Use your Texaco card!), Old Navy 400, USBank HD 300 EQ713 EX714 TU761 (Seedling 3/14)

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Also, do you really need a Home Depot card with a $300 limit? That seems rather useless to me. I think I'd nuke that too.

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Ha, i didn't know what that HD stand for...It's Home Depot?  I thought it was backed by Citi?

[chwebb1]

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@yudeology101 wrote:

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@chwebb1 wrote:

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@yudeology101 wrote:

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@chwebb1 wrote:

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@woodyman100 wrote:

Does anyone have any opinion on whether I should close any store cards? I have all the credit I need from main cards now. Other than Sams or Walmart, I don't think I really need anything. I'm worried my available credit is too high.

If I should just sock drawer the cards and let then die a slow death, let me know if that's an option too

---

My personal opinion is if they're not meeting your needs, then close them. I wouldn't close a bunch at the same time though. How many and which ones are you considering closing?

---

+1

But personally I would:

Amex PRG, NFL visa sig 7.5k, Amazon visa 6k, Sams 5.3k, Cabelas visa sig 5k, Chase Freedom 4.5k, JCP 3.6k, Paypal MC 3k, Chevron Visa 2.5k, Lowes 2.5k, Amazon store 2.5k, Walmart 2k, Texaco 1.6 k, Barclays Rewards 1.5k, Cap1 Plat 1.5k, Quicksilver 1.25k, USBank Plat visa 1K,, Valero 900(Use your Texaco card!), Old Navy 400, USBank HD 300 EQ713 EX714 TU761 (Seedling 3/14)

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Also, do you really need a Home Depot card with a $300 limit? That seems rather useless to me. I think I'd nuke that too.

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Ha, i didn't know what that HD stand for...It's Home Depot?  I thought it was backed by Citi?

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That's the only store I can think of with the initials of "HD"... I could be wrong of course.