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I am thinking of applying for a barclay card next month...I have a bankruptcy almost 5 years old but have rebuilt my credit ...my credit report currenty has no lates and low utilization...I have a 695 credit score wth transunion... not sure of the other two.. I would prefer a travel card. I was thinking of the us airways.
Which ones do you think I have the best chance with? I have applied with them twice before and got turned down..I appled for us aways an the airtran and was denied...called for reconsideration and also denied
thanks for any help
as far as i have seen the apple financing visa card is probably easiest.... after a recon if you're denied/
thanks ...I appled for it last feb and they denied me and when i asked for a recon they also denied me...my credit report is stronger now I feel..Can you use the apple card visa for anything? I really don't need any apple products I just want a major credit card of them..
thanks!
@Juan123 wrote:as far as i have seen the apple financing visa card is probably easiest.... after a recon if you're denied/
+1
Don't know how BK friendly they are
@bichonmom wrote:
You can use the apple card for anything, anywhere visa is accepted. No apple perks, etc. But you might want to call BEFORE you app re the BK. If they're not BK friendly, no need to waste an inq. I'd call and ask first.
+1
someone here posted that they were approved for a barclays card after a bk... AND barclays were included in there BK... so i think there BK friendly.
@LindaLu wrote:thanks ...I appled for it last feb and they denied me and when i asked for a recon they also denied me...my credit report is stronger now I feel..Can you use the apple card visa for anything? I really don't need any apple products I just want a major credit card of them..
thanks!
the key here is finding out why they denied you. do you have the denial letter? i say you shouldnt appy until you "fix" whatever issues they had with you last feb
@quest208 wrote:
@LindaLu wrote:thanks ...I appled for it last feb and they denied me and when i asked for a recon they also denied me...my credit report is stronger now I feel..Can you use the apple card visa for anything? I really don't need any apple products I just want a major credit card of them..
thanks!
the key here is finding out why they denied you. do you have the denial letter? i say you shouldnt appy until you "fix" whatever issues they had with you last feb
+1
@LindaLu wrote:I am thinking of applying for a barclay card next month...I have a bankruptcy almost 5 years old but have rebuilt my credit ...my credit report currenty has no lates and low utilization...I have a 695 credit score wth transunion... not sure of the other two.. I would prefer a travel card. I was thinking of the us airways.
Which ones do you think I have the best chance with? I have applied with them twice before and got turned down..I appled for us aways an the airtran and was denied...called for reconsideration and also denied
thanks for any help
I currently have the Barclaycard Travel Rewards card, 2 points on travel related purchases, 1 point on everything else. It looks like the Barclaycard Rewards card.
I've also seen others approved for Virgin and Priceline with BK younger than yours. Do you still have IIB accounts on your credit report?