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I was wondering if anyone with a similar situation as mine can point me in the direction of where I could get a credit card. I plan on purchasing another car and wanted to get my score up right now I'm in the 630's so my loan would be 12-19% and thats too much.
I applied with chase and they said I had limited credit history.
which is true I've been paying on my current car loan for the past seven months.
and I have an open loan witch is only my car loan.
so if anyone can help me it would be greatly apprciated?
p.s. should I call different banks and apply?
should I ask my mother if I could be a Autherized User, and would this effect my score?
thanks for the reply.
1.my credit history would start from april'09 8 months I think
2.my EQ is 622 my TU is 635
3. no baddies
4. my loan is 18k now
5. she has chase and municipal credit union
Are you going to have 2 car loans? or are you trading the one you 18 g's on in?What kind of income do you have?
I underestimated the space in my car I need to hold more people and bags etc.
update I applied for BofA declined so now its 3 credit cards I applied for to no aprrovals.
there's a credit union I'm going to apply for tomorrow hopefully I could get a secured credit card.