I was wondering if anyone with a similar situation as mine can point me in the direction of where I could get a credit card. I plan on purchasing another car and wanted to get my score up right now I'm in the 630's so my loan would be 12-19% and thats too much.
I applied with chase and they said I had limited credit history.
which is true I've been paying on my current car loan for the past seven months.
and I have an open loan witch is only my car loan.
so if anyone can help me it would be greatly apprciated?
p.s. should I call different banks and apply?
should I ask my mother if I could be a Autherized User, and would this effect my score?
thanks for the reply.
1.my credit history would start from april'09 8 months I think
2.my EQ is 622 my TU is 635
3. no baddies
4. my loan is 18k now
5. she has chase and municipal credit union
I underestimated the space in my car I need to hold more people and bags etc.
update I applied for BofA declined so now its 3 credit cards I applied for to no aprrovals.
there's a credit union I'm going to apply for tomorrow hopefully I could get a secured credit card.