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Regular Contributor
Max09
Posts: 199
Registered: ‎05-29-2008
0

who is FIA card services?

anyone know who is FIA Card Services?  just got a hard inq from them on equifax. I don't know who they are.  anyone know?

 

thanks

Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008
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Re: who is FIA card services?

Bank of America.
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Regular Contributor
Max09
Posts: 199
Registered: ‎05-29-2008
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Re: who is FIA card services?


Pappy214 wrote:
Bank of America.

 

I guess that explains it. it is the inq for the bankamericard reward visa that i applied for 3 days ago. was it a stand alone entity that was bought by BOA?
Established Contributor
Chopbrocoli
Posts: 805
Registered: ‎05-11-2007
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Re: who is FIA card services?

After the acquisition of MBNA Corporation (which you probably recognize) by Bank of America, MBNA changed its name to FIA Card Services National Association. FIA Card Services is now a wholly-owned subsidiary of B of A.
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Regular Contributor
Max09
Posts: 199
Registered: ‎05-29-2008
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Re: who is FIA card services?


Chopbrocoli wrote:
After the acquisition of MBNA Corporation (which you probably recognize) by Bank of America, MBNA changed its name to FIA Card Services National Association. FIA Card Services is now a wholly-owned subsidiary of B of A.

 

they should really reference BOA on the inq. How do they expect anyone to know all their subsidiaries unless one reads up on this stuff regularly. I almost disputed a legit inq.
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laz98
Posts: 4,292
Registered: ‎09-06-2008
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Re: who is FIA card services?

i guess they expect people to look it up first, to make sure it isn't fraud.
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TheTaxMan
Posts: 85
Registered: ‎10-28-2008
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The BankAmericard is an excellent card from BofA

I got mine in October of 2007 and I love the card.  The Rewards are ok, but the high limit is what I love the most.  Also, the available cash for is always whatever the credit limit happens to be on the card.  Every single time I have requested a credit limit increase I received one from BofA.  Please remember to never pay the card late because the lovely interest rate will shoot through the roof.

 

I also received an inquiry for FIA and it actually only stayed on my report for about 10 months.  It was strange, but I was not going to complain about an inquiry going away.

 

Please enjoy your new card!!!

 

TheTaxMan

Use your credit wisely during these rough economic times!!!
Regular Contributor
Max09
Posts: 199
Registered: ‎05-29-2008
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Re: The BankAmericard is an excellent card from BofA

Thanks. I agree, the high limit is a nice. I don't plan to have high uti on the card but the limit may help offset the impact the amex charge card is having on my TU report.

 


TheTaxMan wrote:

I got mine in October of 2007 and I love the card.  The Rewards are ok, but the high limit is what I love the most.  Also, the available cash for is always whatever the credit limit happens to be on the card.  Every single time I have requested a credit limit increase I received one from BofA.  Please remember to never pay the card late because the lovely interest rate will shoot through the roof.

 

I also received an inquiry for FIA and it actually only stayed on my report for about 10 months.  It was strange, but I was not going to complain about an inquiry going away.

 

Please enjoy your new card!!!

 

TheTaxMan


 

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cheddar
Posts: 6,794
Registered: ‎09-29-2007
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Re: who is FIA card services?


Max09 wrote:

 

they should really reference BOA on the inq. How do they expect anyone to know all their subsidiaries unless one reads up on this stuff regularly. I almost disputed a legit inq.

Agreed, although this is quite common.

 

Chase inquiries show up quite frequently as FIRST USA.  At least FIA is still a subsidiary of BofA.  First USA doesn't even exist anymore.

 

My WaMu account reports as WAMU/PROVIDIAN.  It never was a Providian card.  It's a WaMu card.

 

Juniper cards report as BARCLAY BK DE.  You'd never know it unless you also knew that Juniper is owned by Barclay.

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danmoss6
Posts: 2
Registered: ‎08-11-2014
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Re: who is FIA card services?

Hi I'm a novice in this arena so please bear with me folks but I love this utility. I just received a series of via cash advance checks and am uncertain as to how and where they are to be used please advise. Thanx

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