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Established Member
nodak64
Posts: 42
Registered: ‎02-26-2013

will Amex give me my Ex with my approval?

I applied for prg and was surprised to be approved with a 642 equifax. Found out that Amex pulls Ex so I got the usaa thing and sure enough they pulled ex. It turns out that 2 of my 3 negatives aren't reporting on ex and I had only one inquiry instead of the 9 on my eq so I'm guessing that my ex might be close to 700. They didn't include my score with the card they expedited me but I was wondering if something comes later or if I could call in and ask for it? Also anyone else pull ex in North Dakota? Thanks for replies.

Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: will Amex give me my Ex with my approval?

[ Edited ]

for a charge card it will not.(no APR on card) of course unless you get denied. It will for a revolver unless you get the best terms offered.

 

Congrats on the approval!



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: will Amex give me my Ex with my approval?

Congrats on the approval...Welcome to the AMEX family!!

*8/10/13
Established Member
nodak64
Posts: 42
Registered: ‎02-26-2013

Re: will Amex give me my Ex with my approval?

Thanks! Can I call and ask or will I only get their internal score?

I can't believe how good it feels to get a little piece of plastic. Ha
Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: will Amex give me my Ex with my approval?


nodak64 wrote:
Thanks! Can I call and ask or will I only get their internal score?

I can't believe how good it feels to get a little piece of plastic. Ha

not sure but it doesnt hurt to call and ask.



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: will Amex give me my Ex with my approval?


nodak64 wrote:
Thanks! Can I call and ask or will I only get their internal score?

I can't believe how good it feels to get a little piece of plastic. Ha

I've heard a few success stories, it really depends on what kind of mood the CSR is in and if they're willing to give the info out.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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