No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Repo-ed wrote:Man it scares me when people buy homes with less than a 720 mid-score.
I dont think you need 720 mid-score, especially if they are going FHA route. 680+ should be good enough depending on your CR and the loan amount as compared to amount of down payment.
@Repo-ed wrote:Man it scares me when people buy homes with less than a 720 mid-score.
There are still people who never really needed a lot of credit before it came time to buy a house. It's possible to have sound financial management but not really build a good credit history along the way.
I have good credit but would much rather have cash, LOL!
@Anonymous wrote:
Well i do have two medical collections that are to be deleted from my report this week that were errors. Think that will do it?
I was concerned about utilization so ive only spent 9%. I wasn't sure when the bill would come. I still haven't gotten a bill. But it was reported to credit bureaus on 12-12-12. My credit limit is 200. I charged 17 on it and that was reported. Is that ok and when should i pay it from now on?
Thank you all for the advice.
This will probably get you those 5 points.