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Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

zinc approved

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‎08-12-2012 12:42 PM

After being declined for BCE last month I app'd for Zinc and was instantly approved.  Excited to get my foot in the door with Amex hoping to get BCE in a year or so.

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: zinc approved

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‎08-12-2012 12:44 PM

Congrats.  Use that zync.  I would app in jan for bce/bcp.  Remember once you are Amex customer, rejected apps only count as sp and no effect on credit.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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Established Member
ali5541
Posts: 31
Registered: ‎08-08-2012

Re: zinc approved

[ Edited ]
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‎08-12-2012 12:47 PM - edited ‎08-12-2012 12:47 PM

Very nice, congrats. I got approved yesterday for the Zync but with a PSSL :smileysad:

 

Anyways, I'm exicted to get my foot in the door with AMEX.

Current Score: 660 EQ 651 TU 677 EX (via CreditInform)
Starting Score: 639 EQ 654 TU 638 EX (via CreditInform)
Goal Score: 700 Across the Board

Take the FICO Fitness Challenge

What's in my wallet?

Cap1 Secured MC $500 | Cap1 Visa $750 | BBY Storecard $3,100 | Chase Freedom $4,000 | AMEX Zync $500
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Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: zinc approved

[ Edited ]
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‎08-12-2012 12:57 PM - edited ‎08-12-2012 12:58 PM

Congrats!

 

I think the Zync is an awesome card.  With the mixing and matching of packs, it's one of the most fun cards to use, in my estimation.

 

Make sure you sign up for *all* the free packs, especially the ECO pack.

 

PS - Check out the home pack.  It used to cost $15, but you receive a $20 Lowe's gift card.

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Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011

Re: zinc approved

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‎08-12-2012 01:01 PM

Congrats! Got zync about a year ago, look at my siggy for amex now! Foot in the door= sky's the limit!! 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: zinc approved

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‎08-12-2012 01:05 PM

Which limit did you choose?

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: zinc approved

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‎08-12-2012 01:08 PM

Open123 wrote:

Congrats!

 

I think the Zync is an awesome card.  With the mixing and matching of packs, it's one of the most fun cards to use, in my estimation.

 

Make sure you sign up for *all* the free packs, especially the ECO pack.

 

PS - Check out the home pack.  It used to cost $15, but you receive a $20 Lowe's gift card.

wow.  Just checked out Eco pack.  In San Fran, it covers a surprising number of stores I shop at.  Too bad about the 5k limit.  Almost tempted to get zync even though I am rocking 3 Amexes.  Hard to resist the backdating as i get 20+ years with each Amex.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: zinc approved

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‎08-12-2012 01:16 PM

Crashem wrote:
Open123 wrote:

Congrats!

 

I think the Zync is an awesome card.  With the mixing and matching of packs, it's one of the most fun cards to use, in my estimation.

 

Make sure you sign up for *all* the free packs, especially the ECO pack.

 

PS - Check out the home pack.  It used to cost $15, but you receive a $20 Lowe's gift card.

wow.  Just checked out Eco pack.  In San Fran, it covers a surprising number of stores I shop at.  Too bad about the 5k limit.  Almost tempted to get zync even though I am rocking 3 Amexes.  Hard to resist the backdating as i get 20+ years with each Amex.

Yeah, this was one of my favorite cards to use.

 

The Eco pack had an extra point for tons of places for me, such as Costco.  I had the restaurant pack and there were eateries that had an extra point for the Eco pack.  3% MR points on dining.  I loved the Restaurant pack with the $50 Morton's gift card.

 

Too bad about the $5k limit.  Once you hit it, you have to basically stop spening on this card.  But, until then, it's a great card especially when combined with a full MR/MR First card.

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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: zinc approved

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‎08-12-2012 01:23 PM

Open, how does it handle store merchant falls into two two different packs?  For example if I had Eco and restaurant packs, delfina pizza falls into both.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: zinc approved

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‎08-12-2012 01:26 PM

Crashem wrote:

Open, how does it handle store merchant falls into two two different packs?  For example if I had Eco and restaurant packs, delfina pizza falls into both.

You get three points.  The packs absolutely stack.

 

The Zync is great when combined with the Platinum, since all your points are MR First.

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