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Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: zync with express pay


afbar1114 wrote:

Walt_K wrote:

in0wh3r3ul1v3 wrote:

bought something from walgreen's last night and they asked for zip code.. another one i can think of is redbox?


If we're talking about self serve checkout and kiosks, I can see it.  But I've never had a cashier/clerk tell me I had to give my zip code for them to complete a transaction.

 

ETA: I've had lots of clerks ask for my zip code or phone number, but I always say no.


i think its good because it keeps other people from using it if they steal it



I understand why they do it at kiosks and automated pay stations.  But are you saying that as a cashier/clerk in your retail establishment, if someone refuses to provide you with their zipcode, you can't complete the transaction.  That is what I am trying to figure out.  I have never experienced that.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Established Contributor
andre181
Posts: 627
Registered: ‎07-29-2010
0

Re: zync with express pay

Our local Walmart requires zip code AND signature for any AMEX transaction. Its a PITA! Other Walmarts I've been to don't require it which is weird.

 

So I just use Discover instead there lol.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: zync with express pay


Walt_K wrote:

afbar1114 wrote:

Walt_K wrote:

in0wh3r3ul1v3 wrote:

bought something from walgreen's last night and they asked for zip code.. another one i can think of is redbox?


If we're talking about self serve checkout and kiosks, I can see it.  But I've never had a cashier/clerk tell me I had to give my zip code for them to complete a transaction.

 

ETA: I've had lots of clerks ask for my zip code or phone number, but I always say no.


i think its good because it keeps other people from using it if they steal it



I understand why they do it at kiosks and automated pay stations.  But are you saying that as a cashier/clerk in your retail establishment, if someone refuses to provide you with their zipcode, you can't complete the transaction.  That is what I am trying to figure out.  I have never experienced that.


yes the transaction will not go thru with out a billing zipcode and its only AMEX


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: zync with express pay


afbar1114 wrote:

Walt_K wrote:

afbar1114 wrote:
i think its good because it keeps other people from using it if they steal it


I understand why they do it at kiosks and automated pay stations.  But are you saying that as a cashier/clerk in your retail establishment, if someone refuses to provide you with their zipcode, you can't complete the transaction.  That is what I am trying to figure out.  I have never experienced that.


yes the transaction will not go thru with out a billing zipcode and its only AMEX


Thanks for clarification.  I suppose I'll run into it sooner or later.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: zync with express pay

[ Edited ]

This thread got me to go for it again...............

 

Appbar Sr. and Jr............thank you son!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: zync with express pay


LS2982 wrote:

This thread got me to go for it again...............

 

Appbar Sr. and Jr............thank you son!!!!


LOL at least you got it


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30

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