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zync with express pay

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Walt_K
Senior Contributor

Re: zync with express pay


@afbar1114 wrote:

@Walt_K wrote:

@in0wh3r3ul1v3 wrote:

bought something from walgreen's last night and they asked for zip code.. another one i can think of is redbox?


If we're talking about self serve checkout and kiosks, I can see it.  But I've never had a cashier/clerk tell me I had to give my zip code for them to complete a transaction.

 

ETA: I've had lots of clerks ask for my zip code or phone number, but I always say no.


i think its good because it keeps other people from using it if they steal it



I understand why they do it at kiosks and automated pay stations.  But are you saying that as a cashier/clerk in your retail establishment, if someone refuses to provide you with their zipcode, you can't complete the transaction.  That is what I am trying to figure out.  I have never experienced that.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 41 of 46
andre181
Established Contributor

Re: zync with express pay

Our local Walmart requires zip code AND signature for any AMEX transaction. Its a PITA! Other Walmarts I've been to don't require it which is weird.

 

So I just use Discover instead there lol.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 42 of 46
afbar1114
Valued Contributor

Re: zync with express pay


@Walt_K wrote:

@afbar1114 wrote:

@Walt_K wrote:

@in0wh3r3ul1v3 wrote:

bought something from walgreen's last night and they asked for zip code.. another one i can think of is redbox?


If we're talking about self serve checkout and kiosks, I can see it.  But I've never had a cashier/clerk tell me I had to give my zip code for them to complete a transaction.

 

ETA: I've had lots of clerks ask for my zip code or phone number, but I always say no.


i think its good because it keeps other people from using it if they steal it



I understand why they do it at kiosks and automated pay stations.  But are you saying that as a cashier/clerk in your retail establishment, if someone refuses to provide you with their zipcode, you can't complete the transaction.  That is what I am trying to figure out.  I have never experienced that.


yes the transaction will not go thru with out a billing zipcode and its only AMEX

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 43 of 46
Walt_K
Senior Contributor

Re: zync with express pay


@afbar1114 wrote:

@Walt_K wrote:

@afbar1114 wrote:
i think its good because it keeps other people from using it if they steal it


I understand why they do it at kiosks and automated pay stations.  But are you saying that as a cashier/clerk in your retail establishment, if someone refuses to provide you with their zipcode, you can't complete the transaction.  That is what I am trying to figure out.  I have never experienced that.


yes the transaction will not go thru with out a billing zipcode and its only AMEX


Thanks for clarification.  I suppose I'll run into it sooner or later.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 44 of 46
LS2982
Mega Contributor

Re: zync with express pay

This thread got me to go for it again...............

 

Appbar Sr. and Jr............thank you son!!!!




EQ FICO 548 3/3/16
Message 45 of 46
afbar1114
Valued Contributor

Re: zync with express pay


@LS2982 wrote:

This thread got me to go for it again...............

 

Appbar Sr. and Jr............thank you son!!!!


LOL at least you got it

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 46 of 46
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