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Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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zync!?!?!?

[ Edited ]

i was broswing the AMEX site and i saw the zync is no longer there. any one know why and what will happen to the one i have?

 

 

UPDATE: Spoke with AMEX. the CSR said they are phasing out the card and they are no longer accepeting new memberships for the nor any new packs(should have relized something was up when i kept getting notices about packs) and that they will most likely be closing the cards at some point and that they will not and can not PC to a diffrent card. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: zync!?!?!?

http://ficoforums.myfico.com/t5/Credit-Cards/ZYNC-Gone/m-p/1619048#M446696

http://ficoforums.myfico.com/t5/Credit-Cards/Future-for-Zync-Exec-Office-update-on-pg-4/m-p/1620570#...

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
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Re: zync!?!?!?

Word on the street is that they hae discontinued the Zync. I don't think this affects current cardholders much, although I also read on here that they have discontinued the 'packs.

Slowly building....
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: zync!?!?!?

i had a bookmark to the pack/benefit center and it no longer wroks. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
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Re: zync!?!?!?

Hopefully they won't close our accounts within the next six months! This will give a chance to have a full year under my belt for backdating and hopefully I will have success when I app for another AMEX at that time.

Slowly building....
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: zync!?!?!?

i got the green a few months ago. so its not a big deal. ill try to keep it open for a year only a few more months to go and then close it. maybe the prepaid card replaced it. they are really pushing the prepaid now and i  mean every where even walmart now


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Regular Contributor
Posts: 243
Registered: ‎02-29-2012
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Re: zync!?!?!?

[ Edited ]

Yes, it's been discontinued. It doesn't affect currect cardmembers, but they can't add any "packs". I was luckly to apply for the Zync before the "cut date". Anyway, I am planning on applying for the Gold Rewards in the next six months, and then going for the BCP soon after. I am charging the heck out of my Zync, and of course repaying it at the end of month. That should get me into Amex good graces so that appying for their Gold Rewards and BCP will be a easy breeze....

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: zync!?!?!?

well we will see what happens it seems like they were starting to get rid of months ago. i kept getting letters from them saying that this place no longer is participting in the pack or we are no longer offering this one. in the past 3 months i got about 6 letters from them regarding zync


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: zync!?!?!?

I wonder of they force us to get new charge cards if the promo bonuses will be available?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
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Re: zync!?!?!?


TeeandDee wrote:

Hopefully they won't close our accounts within the next six months! This will give a chance to have a full year under my belt for backdating and hopefully I will have success when I app for another AMEX at that time.


I doubt they are going to close down all accounts that soon.  There are plenty of credit products that have been discontinued and are still serviced by the banks.  Regardless, it wouldn't have any affect on your backdating one way or the other if it was closed.  The card would continue to report for 10 years and any new accounts backdate to the year you opened your Zync whether it is still open or not.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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