Chase Credit journey

[sjt]

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@Revelate wrote:

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@Anonymous wrote:

Weird on why they use TU. Chase have been hitting my EX for HP.

This is so like similar to what CapOne offers Credit Wise.

Its MEH.. FAKO..

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I'm guessing TU gives it away for darned near free.  

The only rationale I can see for Vantage is that they're offering it to everyone including non-customers... but Discover somehow is already doing this with a legit EX FICO 8; why not copy that?  Or maybe in their product development cycle it was too late to switch gears, though I don't think anyone in the market was clamoring for this.

I do sort of agree with the cynical viewpoint that this was for lead generation.

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I think your right about Lead Generation. Its smart because they gain more information and get around the "opt-out." Access to more information could be a plus for consumers becasue any offers would be more solid.

[Anonymous]

I just signed up for Credit journey and I can see on my credit overview, an outstanding balance of $27 and a late payment.

How do I find out which is that payment and complete the same?

[sjt]

Sign up for credit karma and you will be able to see your credit report.

[Anonymous]

There are so many fake score for free nowadays. Why would they offer this? They should roll out the real FICO score from the Slate card.

[Anonymous]

VS 3.0 scores are not "fake" they just aren't FICO scores. I agree it's annoying to see VS 3.0 everywhere since those scores are essentially irrelevant, but they aren't "fake."