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I got all my paid medical debts of late last year and earlier this year by fighting tooth and nail..
I live in NY :-)
Reading the actual agreement, it doesn't seem that this will apply to medical debts paid by the consumer/insured. It is very specific about bills that are marked as "paid in full by insurance or as being paid by insurance".
Doesn't seem like this will give people any relief for $10 co-insurance bills that get slipped onto their credit file.
The articles I read just said paid, it didn't specify by whom.
I'm wondering too when this will take affect.