I'd be pretty upset if I was in a car dealership and they threatened to call the FBI all because of something like this.
http://finance.yahoo.com/news/credit-reports-falsely-tag-consumers-130000298.html
What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board