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Credit card data breach at Chipotle

Valued Contributor

Credit card data breach at Chipotle

https://consumerist.com/2017/04/26/chipotle-reveals-payment-system-data-breach-will-also-start-selli...

 

I noticed several months ago that Chipotle was still not PCI compliant, when I inquired about the lack of Apple and Android Pay.  

 

They're not using tokenized transactions with chip and signature, or external card readers that tokenize mag stripe-read card numbers.

 

The article mentions that they have taken several steps to secure their systems, but I don't think they're finished. I was just there last week. They're using the same old POS systems and no tokenized card acceptance methods. I would use cash there until they do. 



Starting scores: 552 EQ, 570 TU, 558 EX Current scores (9/29/17): 746 EQ 721 TU 719 EX
6 REPLIES
Super Contributor

Re: Credit card data breach at Chipotle

DeeBee78 great catch and write up! Glad we don't have one of their stores around here because they are just plain stupid!!!
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Moderator

Re: Credit card data breach at Chipotle

Sigh.

 

I still own Chipotle stock, they just can't get out of their own way.  Then again if this depresses it again, might go pick up some more Smiley LOL

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
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Established Contributor

Re: Credit card data breach at Chipotle

Good thing that I used cash the last time I went to Chipotle; I'm not sure whether my visit was in the period reported in the article, or before. At any rate, even if I don't use actual physical cash, I almost always use my debit card when visiting a restaurant (since my bill for a single person generally doesn't go higher than $15-$20 excluding tip, I don't really bother to use a credit card in those circumstances).

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 11/2/17:TU 660/EX 694/EQ 688 FICO 8 (Aug 2017) or 680 FICO 9 (Penfed Sep 2017), VS 3.0 11/7/17: TU 704/EX 690/EQ 697. $32.3K revolving credit as of 11/7/17; $951 Cap One secured Platinum MC, $2000 Apple FCU Platinum Visa,$3500 Amazon Prime Store Card, $3500 Walmart Store Card, $3500 Cap One Quicksilver MC, $3600 Discover It, $4000 Care Credit, $4300 Overstock Store Card, $7000 Penfed Power Cash Rewards Visa, $10k PenFed used car loan, $5k Navient student loan. In the garden again from 10/26/17 for at least the next 3 months unless I get a really really good preapproval.
Established Contributor

Re: Credit card data breach at Chipotle


DeeBee78 wrote:

https://consumerist.com/2017/04/26/chipotle-reveals-payment-system-data-breach-will-also-start-selli...

 

I noticed several months ago that Chipotle was still not PCI compliant, when I inquired about the lack of Apple and Android Pay.  

 

They're not using tokenized transactions with chip and signature, or external card readers that tokenize mag stripe-read card numbers.

 

The article mentions that they have taken several steps to secure their systems, but I don't think they're finished. I was just there last week. They're using the same old POS systems and no tokenized card acceptance methods. I would use cash there until they do. 


You can be PCI compliant without EMV and tokenization. (For now, at least.)

 

Having the terminal be separate from the POS does help with security, however.

Established Member

Re: Credit card data breach at Chipotle

Interesting. THanks for the tip

New Contributor

Re: Credit card data breach at Chipotle

My secured card company sent me a letter today saying my card could have been compromised, and we were at Chipitle between the dates listed so they canceled my card and are sending me a new one 😒 thanx chipotle👌
5/24/17- FICO EQ 584 TU 581 EX 563

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