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I don't think this has been covered yet. Informative article on one more step we need to take post Equifax breach.
Haha I wonder if MSN sourced their article through MyFico forums :-)
Here’s something else to keep in mind. If you’ve placed a freeze or fraud alert on your credit file, you will not be able to open the account until you unlock the file. Social Security uses information in your file to verify your identity. You can open an account in person by going to a local Social Security office.
There's good info in there about MFA though. They don't use the term, but multi-factor authentication is one of the best steps you can take to secure your accounts pretty much anywhere.