I read the article and all the crazy comments this morning too! People never fail to amaze me!
My mortgage broker saw this coming a few months ago. Would like to know more details about when it would go into effect and if borrowers are actually being saved by it. Especially after reading that one of the qualifications for the rate freeze is that you have been making all your payments on time. I also hope the same people who okay'd their DTI to begin with aren't the same ones re-evaluating it!