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I recently went after Midland with a direct dispute letter citing their reporting methods (appearing as a creditor)
and got back a letter basically saying they don't understand what I'm disputing. CFPB complaint now filed.
It just burns me up that Midland and LVNV use these illegal tactics and CFPB doesn't address it specifically
with a separate administrative proceeding.
I saw it too...
I had a Midland fall off this year too and noticed a 40-50 pt jump in the same time period.....maybe not all in part due to this fall off.
But the charge was ridculous and I couldn't shake it.
$3500 worth of debt that was over 20yrs old and they had escalated it to +$22k claiming interest accumalation....and wouldn't take any form or payment or agreement....just PIF.
So guess what they ended up with.
stupid
This is my first official post to the forums so please forgive any errors. Is Arrow Financial services who is no longer in business associated with these companies?
I have two default judgements with Midland and one with PRA. I agreed to a payment plan (have court documents showing this) and have been making payments on time for years without really reducing the balance due to interest charges. These go back to 2009.
Can I expect that I will not have to pay these out? Will these be among the ones deleted and uncollectible? I'm thinking because these are official judgements that I agreed to pay on, that I will continue to be responsible for them. I've paid these collectors so much already (more than I owed, if you discount the interest).
I live in a state where you can't have a paid judgement vacated and it's renewal for 10 years.
@socialknitter wrote:This is my first official post to the forums so please forgive any errors. Is Arrow Financial services who is no longer in business associated with these companies?
Welcome to the forums!
I found this article that says a large portion of the debt that Arrow Financial Services owned was bought up by LVNV, part of the Sherman Group.
here is the link to the article:
HTH
What about PRA?
I have a satisfied Judgement on my credit report that I would LOVE removed with the help of this lawsuit. Will PRA be affected by this ruling as well?