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Did YOUR tax lein stop reporting?

Established Contributor

Re: Did YOUR tax lein stop reporting?


ImaPirate wrote:

ImaPirate wrote:

ImaPirate wrote:

ImaPirate wrote:

CreditInspired wrote:
Hi ImaPirare

Please look through the report carefully. When I got my big envelope (credit report) and read through it (every single page), it showed my tax lien had been removed removed!!!

Hi Creditinspired you almost gave me a heart attack. No, the liens are still there. But I did check the report twice! Hey it keeps me on my toes! Thanks for the info.


Still waiting for the 3 CRAs to answer my disputes. tick tock... I'm so impatient!




Just got my response from Transunion. They verified and updated all 8 liens to "paid". Not what I wanted so I immediately filed my complaint to CFPB last evening. EX and EQ are next after they respond. 


Creditinspired I just got my response from Experian and a new credit report. Yay! They deleted all 10 Federal Tax Liens! I can't believe it. I quadruple checked the report and yeppers they are gone! Thank you for your sage advice and your dispute letter. It worked and it was fast.

 

I will post a copy of it later when I calm down.LOL


WOO HOO ImaPirate. I feel like that dancing baby -- that's what I'm doing for you right now--twirling with my hands in the air. I'm so happy for you and I know how you feel because it's the same way I felt when mine were removed. It's a good feeling, isn't it? Now, wait until you see how much your scores increase. You will scream -- literally. Thank you and a humongous Congratulations and High Five to you.



EX 759, TU 764, EQ 743
|| NFCU CashRewards $16.5K || Discover IT $7.5K || NFCU Platinum $7.5K || Macy's $7.5K || CitiCostco $5.5K || Chase $5K || CitiDC $4.8K ||
Frequent Contributor

Re: Did YOUR tax lein stop reporting?

Creditinspired thank you. I'm still reeling! EQ hasn't responded yet but maybe today. TU updated to paid status SO I still have work to do.

New Member

Re: Did YOUR tax lein stop reporting?

I posted a few months ago. I have one unpaid federal tax lien. In July, Equifax deleted the TL and my score jumped over 100 points to 780. Sadly neither EQ or TU have followed suit.  Did I hear something about a letter? Should I dispute through the bureaus or with CFPB?

 

Thank you all.

Frequent Contributor

Re: Did YOUR tax lein stop reporting?

Hi Creditinspired, I have an update.

So far EX deleted 10 Federal Liens very quickly in response to my direct dispute with them.

 

TU updated my CR to "paid" on my 8 Federal Liens so I filed a complaint to CFPB. After 14 days they just informed me TU responded they deleted all Liens and apologized for my inconvenience and they are sending me an updated CR.

 

I'm still waiting for EQ to respond to my direct dispute with them which has been nearly 30 days ago. I may have to file a complaint with CFPB also.

 

Words cannot describe how I feel right now!

 

I will update when I'm finished with EQ. Thank you so so much for your words and your help!

 

 

 

Established Contributor

Re: Did YOUR tax lein stop reporting?


ImaPirate wrote:

Hi Creditinspired, I have an update.

So far EX deleted 10 Federal Liens very quickly in response to my direct dispute with them.

 

TU updated my CR to "paid" on my 8 Federal Liens so I filed a complaint to CFPB. After 14 days they just informed me TU responded they deleted all Liens and apologized for my inconvenience and they are sending me an updated CR.

 

I'm still waiting for EQ to respond to my direct dispute with them which has been nearly 30 days ago. I may have to file a complaint with CFPB also.

 

Words cannot describe how I feel right now!

 

I will update when I'm finished with EQ. Thank you so so much for your words and your help!

 

 

 


A huge congratulations to you ImaPirate. Wow, when it rains, it pours, and in a good way. You're right -- words just cant describe the awesome feeling of having those liens removed and preparing for your scores to soar through the roof. Again, I'm so darn happy for you and can't wait to hear your good new regarding EQ because "it's a comin" Smiley Wink 



EX 759, TU 764, EQ 743
|| NFCU CashRewards $16.5K || Discover IT $7.5K || NFCU Platinum $7.5K || Macy's $7.5K || CitiCostco $5.5K || Chase $5K || CitiDC $4.8K ||
Frequent Contributor

Re: Did YOUR tax lein stop reporting?


CreditInspired wrote:

ImaPirate wrote:

Hi Creditinspired, I have an update.

So far EX deleted 10 Federal Liens very quickly in response to my direct dispute with them.

 

TU updated my CR to "paid" on my 8 Federal Liens so I filed a complaint to CFPB. After 14 days they just informed me TU responded they deleted all Liens and apologized for my inconvenience and they are sending me an updated CR.

 

I'm still waiting for EQ to respond to my direct dispute with them which has been nearly 30 days ago. I may have to file a complaint with CFPB also.

 

Words cannot describe how I feel right now!

 

I will update when I'm finished with EQ. Thank you so so much for your words and your help!

 

 

 


A huge congratulations to you ImaPirate. Wow, when it rains, it pours, and in a good way. You're right -- words just cant describe the awesome feeling of having those liens removed and preparing for your scores to soar through the roof. Again, I'm so darn happy for you and can't wait to hear your good new regarding EQ because "it's a comin" Smiley Wink 


Hi Creditinspired,  EQ says they validated so I filed a complaint with CFPB about 10 days ago so when they respond I'll post their response. I expected no less from EQ!

Contributor

Re: Did YOUR tax lein stop reporting?

So, now Equifax needs me to verify my identity. Did anyone else run into this?
Current Scores 11/2016:Equifax 8: 688 TransU 8: 675 Xperian 8: 674 Cards: Penfed Promise Visa Barclay Reward MasterCard American Express Blue Cash Rewards Nordstrom
Valued Member

Re: Did YOUR tax lein stop reporting?

I had a federal tax lien filed back in Dec 2014 that was noted as uncollectable. I know it takes ten years for this to be removed and I pay a few bucks a month in good faith to just give them something back. Anyways the point to this is today I signed on an my EQ report showed the tax lien was removed. Nothing has changed so I didn't expect that to happen at all. Why has this happened? Should I expect it to come back? I don't want to dispute the other CRA's and stir up a hornets nest but of course it be nice if they followed suit.
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