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Valued Contributor
Posts: 2,079
Registered: ‎06-01-2008

Re: Equifax - data breach - 143 million US consumers


Bella007 wrote:

This was my husband's message:

 

AffectedDH.JPG

 

This was my message:

 

Affected.JPG


Very helpful.  Thank you!

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sep 2017: EX8: 736; EQ8: 732; TU8: 743; EQ04: 730 FICO 9 Scores about 50 points higher
In My Wallet: Discover $60.2K; Cap1 Venture $30.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $205.5K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Valued Member
Posts: 59
Registered: ‎06-26-2017

Re: Equifax - data breach - 143 million US consumers

I got the enrollment button as well.  When I finished enrolling it said it would email me details at some future undetermined time.  Them being busy selling stock and all..

In the garden as of 8/23/2017. I plan on relaxing here until April, 2018.
Starting June 2017 EQ-629, TU-636, EX-637
Current as of September 2017 EQ-653, TU-674, EX-650
Valued Contributor
Posts: 1,734
Registered: ‎06-13-2016
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Re: Equifax - data breach - 143 million US consumers


Gubmint wrote:

I got the enrollment button as well.  When I finished enrolling it said it would email me details at some future undetermined time.  Them being busy selling stock and all..


Yeah, I'm still waiting for the link to complete my enrollment. I'm really freaking annoyed at this whole thing.

Current Scores------ EQ 679; TU 653; EX 681 FICO 08---------------- Gardening until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Established Contributor
Posts: 886
Registered: ‎03-15-2014

Re: Equifax - data breach - 143 million US consumers

Yiiiiiiiiiikes! Smiley Surprised

 

I'll take a free lifetime subscription to myfico monitoring, and a free lifetime freeze/unfreeze option whenever I want! lol

Current FICO 8's: EX 715, TU 707, EQ 699
Gardening for 15/24 months
Oldest TL: 5yr 7mo - AAoA: 2yr 11mo - INQ: EX(7) - EQ(5) - TU(7)
Plans: Get 700's; Pay off medical debt
Regular Contributor
Posts: 113
Registered: ‎12-26-2016

Re: Equifax - data breach - 143 million US consumers

Just when we thought Equifax couldn't get any worse...


736 EX (3 INQ) / 717 TU (2 INQ) / 717 EQ (3 INQ) | AAoA: 8 months | CL: $5,250
Valued Contributor
Posts: 2,079
Registered: ‎06-01-2008

Re: Equifax - data breach - 143 million US consumers

Anyone else think that for a breach of this size, one year of the TrustedID is not nearly long enough. Compromised data such as this can be floating around out there for years.  It is not necessary acted on by criminals in the first 365 days.  We could become victims years from now.  I think they should have made this two to three years, at the least.  

 

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sep 2017: EX8: 736; EQ8: 732; TU8: 743; EQ04: 730 FICO 9 Scores about 50 points higher
In My Wallet: Discover $60.2K; Cap1 Venture $30.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $205.5K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Valued Contributor
Posts: 1,734
Registered: ‎06-13-2016

Re: Equifax - data breach - 143 million US consumers


EW800 wrote:

Anyone else think that for a breach of this size, one year of the TrustedID is not nearly long enough. Compromised data such as this can be floating around out there for years.  It is not necessary acted on by criminals in the first 365 days.  We could become victims years from now.  I think they should have made this two to three years, at the least.  

 

 

 

 


Totally agree. I'm going to put all my reports on ice, and DH is too. This will keep us safe, and help keep me in the garden club. Smiley Tongue

Current Scores------ EQ 679; TU 653; EX 681 FICO 08---------------- Gardening until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Regular Contributor
Posts: 211
Registered: ‎03-13-2017
0 Kudos

Re: Equifax - data breach - 143 million US consumers


Hex wrote:
Notice that they waited a month before telling anyone. Also notice the news dump during a category 5 hurricane. They have the worst customer service of the CRB's. I hope they go bankrupt and it gets listed on their credit report!!! I hope they go out of business.

Could not agree more. Horrible company. Hope they sink like the Titanic (they won't, though). 

Valued Contributor
Posts: 1,532
Registered: ‎01-14-2009

Re: Equifax - data breach - 143 million US consumers


K-in-Boston wrote:

On the bright side, they're offering a free year of TrustedID Premier 3 bureau credit monitoring to all consumers, whether affected or not:

https://www.equifaxsecurity2017.com/


Thank You
Your enrollment date for TrustedID Premier is:
09/13/2017
Please be sure to mark your calendar as you will not receive additional reminders. On or after your enrollment date, please return to faq.trustedidpremier.com and click the link to continue through the enrollment process.
For more information visit the FAQ page.

Senior Contributor
Posts: 3,377
Registered: ‎04-04-2013

Re: Equifax - data breach - 143 million US consumers


c00mtg wrote:

Great! Another breach!


Once more into the breach; dear friends; once more;

Or close the wall up with our Equifax dead.

- William Shakespeare



TU-8: 771 EX-8: 775 EQ-8: 771    EX-8 Bankcard: 805    TU-9 Bankcard: 795 EQ-9: 822    EX-98: 725 EQ-04: 740 Total $437,800

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