Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 161
Registered: ‎01-29-2014
0 Kudos

Experian sued by Mississippi

Haven't seen a post about this yet.


"WASHINGTON (AP) — Mississippi has sued credit reporting giant Experian, alleging sweeping errors in the company's data and routine violations of consumer protection laws. Mississippi's action — and a previously unreported multi-state investigation of credit bureaus led by Ohio — represent a significant new legal challenge to the industry."

AMEX BCE ($15k) / Blispay Visa/ Cap1 QS WMC / Sallie Mae WMC / Chase Freedom / Cap1 QS / Discover it / Barclay Rewards WMC / Cap1 QSO / Chase Amazon Visa ($2000) / 1 Store card for financing offers
Frequent Contributor
Posts: 479
Registered: ‎03-20-2014
0 Kudos

Re: Experian sued by Mississippi

What the holy poop on toast on grits on cheese man!
Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards

If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
Valued Contributor
Posts: 2,621
Registered: ‎10-31-2011
0 Kudos

Re: Experian sued by Mississippi

Thanks for posting the article link - I always found Equifax to be the worst, but Experian is a pain to work with too - especially in getting disputes corrected. Glad to see there might be a price to pay for short cuts like eOscar. 

New Member
Posts: 13
Registered: ‎05-27-2013
0 Kudos

State of Missisippi Sues Experian


The lawsuit accuses Experian of knowingly including error-riddled data in the credit files of millions of Americans, jeopardizing their ability to obtain loans and sensitive government security clearances, and fouling employment-related background checks. Experian has even wrongly reported that consumers are on a federal terrorism watch list.


Can someone post the Docket #  ? How can this information, that there is a Experian has been sued be used by consumers ? 



Starting Score: 698
Current Score: 698
Goal Score: 750

Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,551
Registered: ‎05-15-2013
0 Kudos

Re: State of Missisippi Sues Experian

Personally, I wish they had sued Equifax.

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Established Contributor
Posts: 720
Registered: ‎06-09-2014
0 Kudos

Re: State of Missisippi Sues Experian

BluePoodle wrote:

Personally, I wish they had sued Equifax.

+1.  I never had an issue with Experian.  However, Equifax, they are on another planet.

NFCU Visa Signature cashRewards $17k | NFCU Flagship $15k | NFCU NavChek $10k | Salle Mae $5k | BBVA Compass $12k | Barclay Ring $5k | AmEx BCE $10k | Chase Freedom $3k | Diners Club Premier $5k | Bank of America $11k | Amazon $6k
01/01/2016 - EQ 732 | EXP 736 | TU 726
Super Contributor
Posts: 8,861
Registered: ‎10-03-2008
0 Kudos

Re: Experian sued by Mississippi

Great info! Thanks.
Starting Score: 824
Current Score: 829
Goal Score: 850

Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,823
Registered: ‎01-23-2012
0 Kudos

Re: Experian sued by Mississippi

Any new info on this situation with Experian?

New Member
Posts: 3
Registered: ‎12-18-2016
0 Kudos

Re: Experian sued by Mississippi

Yes. October 2016 the settlement was reached for the big 3. Google Mississippi Credit report settlement. Tax lien, public records, free credit reports information

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.