The way I figure is all bad pays end up on there now, utility or otherwise. So if the good payment history on the same account types were on there it could only help, right?
I see this Core Logic as being not widely used except in cases where the borrower does not have a lot of traditional lines of credit to rely on to get a true FICO score.
FICO 9: Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022. Goal: Gardening!