Reply
Frequent Contributor
Roarmeister
Posts: 331
Registered: ‎04-21-2012
0

Re: Fancy New ATM Machines Article

[ Edited ]

blondy250 wrote:

 


BearsAndTurtlesRtheBest wrote:

dont use atms??? How is that possible? Are you a CC user that pays in full when statement arrives?


umm real easy, you walk into the bank and deal with the bank teller. I abhore atm's and avoid them whenever possible which is 95% of the time.



I'm the exact opposite.  I started using ATMs 30 years ago and ever since I started Internet banking in 1995, I've rarely ever seen a human being at the counter.  ATMs are much more efficient and sometimes "friendlier"!

AMEX_PlatinumBMOWorldMCCapOnePlatinumMBNA_Platinum+ScotiaMomentum
____$25k_______$20k_______$20k_______$25k_______$25k____
Starting Score: 676 Feb 2008; Current Score: 788 EQ, 814 TU, October 2014; Goal Score: 800 by end of year Oldest Account reported by EQ: 12 years; EQ AAoA: 5.6 years; EQ Credit Utilization: 3.5%
Moderator
Revelate
Posts: 9,477
Registered: ‎12-30-2011
0

Re: Fancy New ATM Machines Article

[ Edited ]

Interestingly enough, somewhat tangential, but I walked into a new Chase branch which just opened from me: no tellers.

 

Did have a full service feature but it was staffed with catch-all bankers (make a deposit and apply for a CC with one person), but nobody behind the counter.  Did have an odd moment walking in and looking for a deposit slip for a check I couldn't deposit via mobile app, definitely has a different feel to it.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge
Senior Contributor
Wanderer
Posts: 4,666
Registered: ‎10-03-2008
0

Re: Fancy New ATM Machines Article

After the most recent hacks... I am nervous about my information being available to an ATM.
Valued Contributor
clocktick
Posts: 1,604
Registered: ‎12-07-2008
0

Re: Fancy New ATM Machines Article

I can't stand writing checks so sometimes I will go to the ATM for cash - for contractors, etc.  When I receive cash, I use the ATM even more frequently to deposit the money.  My main bank (Bank of America) will charge me if I don't (e-checking - online or ATM only). 

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Regular Contributor
ceemee2203
Posts: 201
Registered: ‎07-27-2012
0

Re: Fancy New ATM Machines Article

My main bank is Schwab and there are no physical locations within a hundred miles of me, but I can use any ATM, anywhere, any time for free so I do.

 

I also have BofA as a backup and to depost cash (on the rare occasions that I need to do so) but I have an ebanking account so I can't see a teller unless I want to pay a fee (which I don't).

Current Cards: AMEX Green, AMEX BCE ($15.2k), AMEX SPG ($6k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k)

4/14 - 762 Fico (Barclaycard)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}