01-27-2014 03:01 PM - edited 02-03-2014 12:13 PM
dont use atms??? How is that possible? Are you a CC user that pays in full when statement arrives?
umm real easy, you walk into the bank and deal with the bank teller. I abhore atm's and avoid them whenever possible which is 95% of the time.
I'm the exact opposite. I started using ATMs 30 years ago and ever since I started Internet banking in 1995, I've rarely ever seen a human being at the counter. ATMs are much more efficient and sometimes "friendlier"!
01-27-2014 07:53 PM - edited 01-27-2014 07:53 PM
Interestingly enough, somewhat tangential, but I walked into a new Chase branch which just opened from me: no tellers.
Did have a full service feature but it was staffed with catch-all bankers (make a deposit and apply for a CC with one person), but nobody behind the counter. Did have an odd moment walking in and looking for a deposit slip for a check I couldn't deposit via mobile app, definitely has a different feel to it.
02-16-2014 02:58 PM
02-27-2014 05:22 AM
I can't stand writing checks so sometimes I will go to the ATM for cash - for contractors, etc. When I receive cash, I use the ATM even more frequently to deposit the money. My main bank (Bank of America) will charge me if I don't (e-checking - online or ATM only).
03-02-2014 09:19 AM
My main bank is Schwab and there are no physical locations within a hundred miles of me, but I can use any ATM, anywhere, any time for free so I do.
I also have BofA as a backup and to depost cash (on the rare occasions that I need to do so) but I have an ebanking account so I can't see a teller unless I want to pay a fee (which I don't).
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.