This could be a handy reference for people wanting to freeze their credit because of the recent Equifax breach.
When establishing a credit freeze, can you obtain the PIN online instead of having them mail it?
Our mail delivery service is very unreliable. We constantly get other people's mail and we sometimes do not receive mail that we should have. Who knows if it got chewed up in the machinery, dumped on the side of the road (yes ... we've had news reports of carriers doing that) or delivered to someone else who didn't bother to return it to the post office or personally deliver it.