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@jodiescha68 wrote:It appears that more stringent credit requirements are in order with the change. In the last month all my GECRB accts (I have/had 8) were either closed if they had a 0 balance or had the credit limit lowered to what the balance was. I have never had a late payment and only one acct is nearing the CL. This action has devistated my credit (50 pt drop because credit ratio change). The reason they gave was that my Credit score was lower than when I got the accts.
I tried for a little CLI on my Care Credit and Discount Tire accounts. I was denied for both so I decided I didn't need the DT account. I'm in the mode of eliminating all CC's that stop growing with me. Goodbye GE, CapOne and probably Chase.
So I decided to close my Care Credit account also. Now I don't have to deal with Synchrony. I needed to drop down some accounts anyway since I was denied twice for CLI because I have too much available credit. I won't be buying tires on credit from Discount Tire anymore because I have a wholesale source now. Goodbye GE. Time to focus on increasing AMEX, Citi, Discover and my CU.
I logged into one of my accounts today, 10/07/2014, and it said that my account was being accquired by Wells Fargo, Starting November 7, 2014.