Guilt By Association

[cobra19]

http://www.msnbc.msn.com/id/27055285

[Anonymous]

I use our Cap One cards for our TC and MyFICO SW subs ... I wonder how Cap One will interpret that??!! I wonder how AmEx would (if we had them)?

Would they see it as a "danger sign" that our credit needs repair (like Cap One doesn't already know, LOL!) or would they see that as a "positive sign" since we're concerned about our credit standings??

Any opinions?

[Anonymous]

I feel for the guy-

I think if AMEX is going to use the Lender for criteria to CLD- they need to get all of the information- 

We don't have much choice in who our mortgages get sold to,

They also need to calculate Equity, lates and APR 

I have NEVER been reported late on a mortgage payment-

Even with 30% reduction in my home value- I still have 200K in equity and at a 6.3% fixed APR.

In my recent letter to AMEX- I told them I was considering a re-fi and asked them to send a list of their approved mortgage lenders-  

[Junejer]

*Mouth drops to the floor.* This is psycho.

[Scamp]

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@Anonymous wrote:

I have NEVER been reported late on a mortgage payment-

Even with 30% reduction in my home value- I still have 200K in equity and at a 6.3% fixed APR.

In my recent letter to AMEX- I told them I was considering a re-fi and asked them to send a list of their approved mortgage lenders-  

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  WTG, Timothy! 

[Anonymous]

LOL!!!!! That's great!