05-28-2011 08:37 AM
^ "Strategic" in the headline.
This was interesting, but what would have been more interesting is to compare the strategic default risk to the general default risk. Something tells me that strategic defaulters are still a lower risk to banks.
05-31-2011 09:57 PM
I probably score very highly on the strategic default scale.
Last FICO score was 801 (I have EQ ScoreWatch, and it's barely working now). Should probably be lower since I just got a new CC.
I generally only allow one card to report a balance each cycle.
I have no retail balances.
2 CCs in the last six months.
I've been in the house for about 3 years.
However, my lender is probably not worried about strategic default because I've been paying extra. I wouldn't do that if I was planning on defaulting.
06-16-2011 11:13 PM - edited 06-16-2011 11:22 PM
Can't they still sue you for
contribution deficiency in a lot of areas?
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