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How More Americans are Getting a Perfect Credit Score - Bloomberg

Thought this article was interesting, as many on the forums can relate: https://www.bloomberg.com/news/features/2017-08-14/obsessives-have-cracked-the-perfect-fico-credit-s...

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Re: How More Americans are Getting a Perfect Credit Score - Bloomberg

Fantastic info in that article. Thanks for sharing!
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Re: How More Americans are Getting a Perfect Credit Score - Bloomberg

very interesting article!! That was nice share, thanks!
(BK7 d/c-08/2013/FICO-400's)---> 07/2017 FICO- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
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Re: How More Americans are Getting a Perfect Credit Score - Bloomberg

Good article. I have also become obsessed with trying to pull up and maintain a good credit score. My goal is to at least reach 800. I have started my journey and although I am struggling to bring my UL down, its getting there. I just have to remember to stay focused.

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Re: How More Americans are Getting a Perfect Credit Score - Bloomberg

"Ethan Dornhelm, vice president for scores and analytics at FICO, said the company sees “no evidence of score gaming.”"

 

Obviously, Ethan has never visited this forum.  Smiley Wink

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Re: How More Americans are Getting a Perfect Credit Score - Bloomberg

Seems silly to obsess over trying to get 850 score.     740 gets you the best mortgage rates.  I wouldn't get a car loan just to improve my score.

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Re: How More Americans are Getting a Perfect Credit Score - Bloomberg

Thank you for posting, 

I myself have always been a "If I'm going to do something I'm going to do it right and the very best I can". 

My goal is to have the very best Fico score I can. My financial track record means alot to me and I believe in many ways your Fico score is better than Cash. We all have different priorities in Life and to each his own. I wish only the best for people. Just think (as a Previous Financial Advisor, every single person is different in which "Risk - Reward" and "Wants and Needs" is a factor). Not one person will be alike, Not One. 

Thank you for sharing 

Mako50 

 

Mako50
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Re: How More Americans are Getting a Perfect Credit Score - Bloomberg

Great article!  Thanks for posting.

 

I'm currently trying to hit a certain score and this article solidified that I am moving in the right direction.  It's exhausting, but I know it's going to be worth it in the end.

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