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08-14-2017 04:02 PM
Thought this article was interesting, as many on the forums can relate: https://www.bloomberg.com/news/features/2017-08-14/obsessives-have-cracked-the-perfect-fico-credit-s...
08-15-2017 02:52 PM
08-15-2017 06:35 PM
Good article. I have also become obsessed with trying to pull up and maintain a good credit score. My goal is to at least reach 800. I have started my journey and although I am struggling to bring my UL down, its getting there. I just have to remember to stay focused.
08-17-2017 04:41 AM
"Ethan Dornhelm, vice president for scores and analytics at FICO, said the company sees “no evidence of score gaming.”"
Obviously, Ethan has never visited this forum.
08-19-2017 08:50 PM
Seems silly to obsess over trying to get 850 score. 740 gets you the best mortgage rates. I wouldn't get a car loan just to improve my score.
08-22-2017 11:15 AM
Thank you for posting,
I myself have always been a "If I'm going to do something I'm going to do it right and the very best I can".
My goal is to have the very best Fico score I can. My financial track record means alot to me and I believe in many ways your Fico score is better than Cash. We all have different priorities in Life and to each his own. I wish only the best for people. Just think (as a Previous Financial Advisor, every single person is different in which "Risk - Reward" and "Wants and Needs" is a factor). Not one person will be alike, Not One.
Thank you for sharing
09-12-2017 02:29 PM
Great article! Thanks for posting.
I'm currently trying to hit a certain score and this article solidified that I am moving in the right direction. It's exhausting, but I know it's going to be worth it in the end.