How To Complain About: Credit Report Errors

Anonymous · ‎04-30-2009

Finally! Someone in the media really gets it!

http://redtape.msnbc.com/2009/04/everybody-makes.html

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what happens when the companies that keep this list make mistakes? ... Mistakes do happen.

Unfortunately, complaining about mistakes on your credit report can be one of the most maddening experiences a consumer can have.
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The National Consumer Law Center doesn’t mince words when describing this procedure.

"The FCRA dispute process has become a travesty of justice," it said in the report.

How can you get around this travesty? It's not easy. But as is typical of most consumer protection disputes, there are two keys: persistence and the threat of a lawsuit.
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Message Edited by Noah_Bodie on 04-30-2009 08:55 AM

Anonymous · ‎05-03-2009

I understand that, according to the Charles Givens Organization, an appalling 90% of credit reports contain errors!

athensguy · ‎05-04-2009

@Anonymous wrote:
I understand that, according to the Charles Givens Organization, an appalling 90% of credit reports contain errors!

My three major reports contain errors, as do the three for my DW. My Innovis did not have any errors last time I looked, and I haven't seen DW's Innovis. The errors I have are duplicate accounts as opposed to false negatives, but I'm disputing one of the duplicates right now because it's listed with a balance.