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Interesting look at AmEx, Discover & Cap-One Credit Card Business

This article looks at stock valuation of AmEx, Discover and Capital One, but also offers an inside look at account holders buying-spending stats.

Quotes from the article (brief quotes)


  • Increased card member spending resulted in record American Express first quarter revenues and earnings.
  • While Capital One customers purchase more on average with their cards than Discover, Capital One extends credit to lower quality borrowers
         and does not process payments.
  • Despite a reasonable valuation, Discover remains a second-tier credit provider whose customers do not spend much and have credit problems.

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