Credit Card Center Advertiser Disclosure

Reply
Regular Contributor
Posts: 160
Registered: ‎06-20-2014
0 Kudos

Re: July 10 & Tax Lien/Judgment


drmceo wrote:

I was afraid to disrupt the possible deletion process for fear mine would get caught up in some loop waiting for verification and they end up on there the full 30 days needed to verify, or even worse somehow refresh the date verified. I called to see if they could be deleted before the 1st but the rep barely spoke english and was obviously from a call center in india.


 

I had the same experience on the phone with Transunion with a heavily accented "Angela," except she claimed that the removal thing was "incorrect information spread to the masses" and that they weren't going anywhere. Makes me glad that I didn't poke the beehive at Equifax.

Regular Contributor
Posts: 160
Registered: ‎06-20-2014
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing.


transammomma wrote:

TU  I checked verify all data   and typed in the box that Neither DOB nor Social Security number are referenced in the judgement documentation.

EQ  I checked verify all data there wasn't a box to type anything in

EX  I checked verify all data and typed the DOB SS # are not referenced.

 

All were disputed Friday.  TU and EQ deleted Saturday.

 

 


Argh, this seems to be working for everybody else, but my TU dispute from *last Tuesday* is still sitting there. *And* the Indian CSR I just talked to essentially claimed that the public record removals were a widespread lie, and they wouldn't be coming off. Like you, I also entered "No DOB or SSN in court filing."

 

I'm going to request a dispute removal.

Valued Contributor
Posts: 1,499
Registered: ‎07-18-2015
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing. Next Step?

I'm only having trouble with TU 😢
Only CR with my tax lien due to fall off next April

EQ688
TU700
EX707

Contributor
Posts: 82
Registered: ‎04-29-2015
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing. Next Step?

Same here with the issues with TU.  EQ fell off this morning with no dispute at all.  I did dispute TU and the results came back verified today.  Unbelievable.  I even gave them the copy of the lien that clearly has no DOB or SSN. 

Current scores EQ 659 TU 701 EX 703 as of 6/2017
Regular Contributor
Posts: 160
Registered: ‎06-20-2014
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing. Next Step?


ltlhurt22 wrote:

Same here with the issues with TU.  EQ fell off this morning with no dispute at all.  I did dispute TU and the results came back verified today.  Unbelievable.  I even gave them the copy of the lien that clearly has no DOB or SSN. 


Wow, that's weird. I also offered to send in the filing that proves it's missing the required info, and that's when she said the whole thing was minsinformation. I'd like to at least get it removed from EQ, but I'm leery of screwing myself over again. Sometimes the squeaky wheel gets the grease, sometimes it just gets you emergency repair procedure number one (ie, kicked repeatedly).

 

Contributor
Posts: 82
Registered: ‎04-29-2015
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing. Next Step?


CrankyDave wrote:

ltlhurt22 wrote:

Same here with the issues with TU.  EQ fell off this morning with no dispute at all.  I did dispute TU and the results came back verified today.  Unbelievable.  I even gave them the copy of the lien that clearly has no DOB or SSN. 


Wow, that's weird. I also offered to send in the filing that proves it's missing the required info, and that's when she said the whole thing was minsinformation. I'd like to at least get it removed from EQ, but I'm leery of screwing myself over again. Sometimes the squeaky wheel gets the grease, sometimes it just gets you emergency repair procedure number one (ie, kicked repeatedly).

 


I am used to getting kicked by the CRA's but I certainly provided the boots.  It is just so odd what TU is saying.  I would have expected that from EQ and not them.  I just dont understand how they can verify a public record so fast.  two days seems not possible.

Current scores EQ 659 TU 701 EX 703 as of 6/2017
Valued Contributor
Posts: 1,499
Registered: ‎07-18-2015
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing. Next Step?


ltlhurt22 wrote:

CrankyDave wrote:

ltlhurt22 wrote:

Same here with the issues with TU.  EQ fell off this morning with no dispute at all.  I did dispute TU and the results came back verified today.  Unbelievable.  I even gave them the copy of the lien that clearly has no DOB or SSN. 


Wow, that's weird. I also offered to send in the filing that proves it's missing the required info, and that's when she said the whole thing was minsinformation. I'd like to at least get it removed from EQ, but I'm leery of screwing myself over again. Sometimes the squeaky wheel gets the grease, sometimes it just gets you emergency repair procedure number one (ie, kicked repeatedly).

 


I am used to getting kicked by the CRA's but I certainly provided the boots.  It is just so odd what TU is saying.  I would have expected that from EQ and not them.  I just dont understand how they can verify a public record so fast.  two days seems not possible.


EQ has been great for me. they took everything off including my BK almost 2 years along with 1 judgement and 3 tax liens. I love when a lender pulls EQ. 

TU on the other hand hates me. I/m sure theres a sticky note on my file that says "I hate harley with everything insde me, please make him suffer"

EX they deleted my tax lien and judgement but the wont budge on an EE for BK. its due to fall off in september. I called 3 times but they told me no EE for BK. 

 


EQ688
TU700
EX707

Regular Contributor
Posts: 160
Registered: ‎06-20-2014
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing. Next Step?


ltlhurt22 wrote:

CrankyDave wrote:

ltlhurt22 wrote:

Same here with the issues with TU.  EQ fell off this morning with no dispute at all.  I did dispute TU and the results came back verified today.  Unbelievable.  I even gave them the copy of the lien that clearly has no DOB or SSN. 


Wow, that's weird. I also offered to send in the filing that proves it's missing the required info, and that's when she said the whole thing was minsinformation. I'd like to at least get it removed from EQ, but I'm leery of screwing myself over again. Sometimes the squeaky wheel gets the grease, sometimes it just gets you emergency repair procedure number one (ie, kicked repeatedly).

 


I am used to getting kicked by the CRA's but I certainly provided the boots.  It is just so odd what TU is saying.  I would have expected that from EQ and not them.  I just dont understand how they can verify a public record so fast.  two days seems not possible.


 

I'm curious to see if it's come off my EQ report, but my free 3B update on Credit Check Total isn't for another several weeks. Credit Karma does Vantage 3 TU and EQ scores, so that at least would tell me if the item was removed. It last updated 5 days ago, so it should refresh in a couple days. I guess I'll see then.

Established Contributor
Posts: 847
Registered: ‎06-02-2016
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing. Next Step?

Congrats to everyone who is seeing some movement toward getting their tax liens and/or judgments removed. I think I am going to give it until Friday in the hopes that it will be deleted automatically. If not, I may have to bite the bullet too and file a dispute because my court record is definitely missing my DOB, SSN and the address is incorrect.

|| NFCU Signature $16.5K || NFCU Platinum $7.5K || Macy's $7.5K || Discover IT $6K || Chase FU $5K || CitiCostco $4K || CitiDC $3.3K || NFCU CLOC $1K ||
Regular Contributor
Posts: 160
Registered: ‎06-20-2014
0 Kudos

Re: July 10 & Tax Lien/Judgment Still Showing. Next Step?


EQ has been great for me. they took everything off including my BK almost 2 years along with 1 judgement and 3 tax liens. I love when a lender pulls EQ. 

TU on the other hand hates me. I/m sure theres a sticky note on my file that says "I hate harley with everything insde me, please make him suffer"

EX they deleted my tax lien and judgement but the wont budge on an EE for BK. its due to fall off in september. I called 3 times but they told me no EE for BK. 

 


 

What boxes did you check on EQ's dispute page? Or did they just come off on their own?

 

 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.