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This is good news. This could be the reason that many subprime lenders are now offering benefits and waiving/longer requiring annual fees or monthly service fees.
Millions of U.S. Consumers Escaping Subprime Credit
http://news.fintech.io/post/102dh7k/millions-of-u-s-consumers-escaping-subprime-credit
Fewer Subprime Borrowers
The not so good news is that despite this, credit card interest rates are extremely high especially when considering how low prime is. Doesn't affect me because I don't revolve balances, but still.
Super! Thanks OP!
Cant get to the first link though, it's a sub article to an original article from Wall Street "SUBSCRIBE SUCKER" Journal.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Glad to hear that - thanks for the info.