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New Contributor
Posts: 69
Registered: ‎11-08-2014
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New nfcu Amex

Anyone have a clue wen it's released I can't wait ??
Can't sleep
Valued Contributor
Posts: 1,463
Registered: ‎04-28-2016

Re: New nfcu Amex

[ Edited ]

Yehuda1718NY wrote:
Anyone have a clue wen it's released I can't wait ??
Can't sleep

One poster says an NFCU CSR said Sept 6.

 

I'm still not clear on why people are so eager about this. Is it for big CLs and reasonably good rewards? Other things the card is supposed to offer? Or people blacklisted from Centurion Bank want a card that has less acceptance than Visa but lacks the perks of Centurion Bank Amexes?

Perks, purchase protection, and sketchy merchants: Schwab Platinum.....Price rewind and extended warranties: Costco.....Travel insurance: Prestige.....Renewal nights: IHG, Hyatt.....Rewards/Offers: Discover, Freedom, ED, BCE.....Taxes/Misc: SPG...Questioning the value of: CSP, Arrival

760ish FICOs...Rebucketing hurts!
Total CL: Enough
Established Contributor
Posts: 669
Registered: ‎06-04-2015
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Re: New nfcu Amex

Big CLs, Reasonably Good Rewards, liking Navy Federal and being on Amex's blacklist.

Ch 7 Discharge May 2015: EQ 588/TU 552/EX 570
Sept 2017: EQ 679/TU 660/EX 668 w/ 24% CC util reporting
Discover/Target/NFCU CLOC/NFCU Cash Rewards/PenFed Power Cash Rewards - $46k total revolving
Frequent Contributor
Posts: 418
Registered: ‎06-27-2017
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Re: New nfcu Amex

I am eager for the new NFCU Amex because I keep hearing that it will give 3% cash back on groceries.  I've been looking for a good grocery rewards card since I got fed up with the Amex BCE and closed it.

In my wallet: Chase Sapphire Reserve • PenFed Power Cash Rewards
Also have: Chase United MileagePlus Explorer • UNFCU Azure • NFCU cashRewards • NFCU Go Rewards • PenFed Promise
Established Contributor
Posts: 1,013
Registered: ‎01-16-2017
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Re: New nfcu Amex


wasCB14 wrote:

Yehuda1718NY wrote:
Anyone have a clue wen it's released I can't wait ??
Can't sleep

One poster says an NFCU CSR said Sept 6.

 

I'm still not clear on why people are so eager about this. Is it for big CLs and reasonably good rewards? Other things the card is supposed to offer? Or people blacklisted from Centurion Bank want a card that has less acceptance than Visa but lacks the perks of Centurion Bank Amexes?


I am not sure why either.  Penfed, USAA, US bank all have Amex cards and none of them are worth getting.  Real American Express cards are much better.  I am not sure why people are excited about this one.     Bank of America new travel card is much more enticinig.

January 15 2017 Experian 527 Transunion 528 Equifax 529
August 1 2017 Experian 702, Transunion 711, Equifax 715

BOA Cash Rewards, AMEX BCE, AMEX PRG, AMEX Ameriprise Platinum, AMEX SPG, CITI AADvantage Platinum, Chase Southwest Premier, Chase Southwest Plus, Barclay Arrival +, Barclay AAdvantage Red Aviator, USAA Prefered Cash Rewards , Cap One Quicksilver, Lendup L card, JCrew, Pottery Barn, Express, NFCU Go Rewards.. 130k total credit lines.
Established Contributor
Posts: 593
Registered: ‎03-07-2007
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Re: NFCU American Express

It's because navy is so generous and is normally a easy approval
fico 08 08/01//2017 tu 629 eq 637
ex 611 overstock 0/2250 disc secured 0/ 300 credit one 0/450 navy c rewards 1000/3500 navy plat mc 0/2000 penfed oloc 0/500 x 2 mjc 0/5000 wally world 0/200 carecredit 0/800 eq 05 bankcard 669 if i knew who pulled it
Regular Contributor
Posts: 228
Registered: ‎03-13-2017

Re: New nfcu Amex

The elitism is strong on this thread... 

Valued Contributor
Posts: 1,463
Registered: ‎04-28-2016
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Re: New nfcu Amex

I hear conflicting "leaks" about the rewards so we'll have to see what's officially announced.


UpperNwGuy wrote:

I am eager for the new NFCU Amex because I keep hearing that it will give 3% cash back on groceries.  I've been looking for a good grocery rewards card since I got fed up with the Amex BCE and closed it.


IIRC, you were upset about difficult redemptions on BCE...$25 intervals meant the rewards were hard to redeem. My understanding of GoRewards...and the new card, if it feeds into the same point pool...is that redemption would be just as tricky.

Perks, purchase protection, and sketchy merchants: Schwab Platinum.....Price rewind and extended warranties: Costco.....Travel insurance: Prestige.....Renewal nights: IHG, Hyatt.....Rewards/Offers: Discover, Freedom, ED, BCE.....Taxes/Misc: SPG...Questioning the value of: CSP, Arrival

760ish FICOs...Rebucketing hurts!
Total CL: Enough
Frequent Contributor
Posts: 418
Registered: ‎06-27-2017
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Re: New nfcu Amex

[ Edited ]

wasCB14 wrote:

I hear conflicting "leaks" about the rewards so we'll have to see what's officially announced.


UpperNwGuy wrote:

I am eager for the new NFCU Amex because I keep hearing that it will give 3% cash back on groceries.  I've been looking for a good grocery rewards card since I got fed up with the Amex BCE and closed it.


IIRC, you were upset about difficult redemptions on BCE...$25 intervals meant the rewards were hard to redeem. My understanding of GoRewards...and the new card, if it feeds into the same point pool...is that redemption would be just as tricky.


To clarify, I could have lived with the $25 minimum redemptions on BCE if Amex did not also take nearly two months to post the points.  It was the combination of those two negatives that drove me away from BCE.

 

I stopped using Go Rewards because of its $50 minimum redemption.

 

If the new NFCU Amex has a $50 minimum redemption like Go Rewards, I won't apply.

 

The new NFCU Amex card and Go Rewards will likely not share the same points pool because they will be managed by two different vendors.  NFCU contracts with TSYS to manage nRewards, Go Rewards and Flagship Rewards, but they appear to have hired Amex's LoyaltyEdge subsidiary to manage the new card.  TSYS and LoyaltyEdge are competitors.  By the way, nRewards, Go Rewards, and Flagship Rewards each have their own points pool and do not share across cards.

In my wallet: Chase Sapphire Reserve • PenFed Power Cash Rewards
Also have: Chase United MileagePlus Explorer • UNFCU Azure • NFCU cashRewards • NFCU Go Rewards • PenFed Promise
New Contributor
Posts: 69
Registered: ‎11-08-2014
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Re: NFCU American Express

Anyone know wenis it released?

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