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HiLine
Posts: 3,158
Registered: ‎10-19-2012
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Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."


drkaje wrote:

HiLine wrote:

Awesome article! It's going to be discussed on my blog one of these days. :smileyhappy:


Anonymously, I hope. :smileyhappy:

 


Hint: the blog isn't titled HiLine's Blog. :smileyhappy:

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drkaje
Posts: 3,491
Registered: ‎07-25-2008
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Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."

@ Tinu,

 

I think people who have gone through credit/spending issues (on either side) are hypersensitive on the issue.

 

There are really only a few reasons why I wouldn't date someone. DGF has been putting up with me almost 8 years so I really don't think about dating but if single... Horrible credit would be a huge red flag but not necessarily a deal breaker.


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tinuviel
Posts: 4,875
Registered: ‎11-02-2010
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Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."


drkaje wrote:

@ Tinu,

 

I think people who have gone through credit/spending issues (on either side) are hypersensitive on the issue.

 

There are really only a few reasons why I wouldn't date someone. DGF has been putting up with me almost 8 years so I really don't think about dating but if single... Horrible credit would be a huge red flag but not necessarily a deal breaker.


Yes, I agree with this, which is why I wrote: "I'm not suggesting writing off a potential partner based soley on score, but I think it's a very good idea to discuss the issue." There may be reasons why the person's score is low -- job loss, medical bills, etc. -- that do not necessarily bespeak a flippant attitude towards finances. But I do think that it's a subject that should be explored if a couple is interested in being in a serious relationship.


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tpmlls
Posts: 71
Registered: ‎10-17-2011
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Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."

That is a crazy story....

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Roarmeister
Posts: 333
Registered: ‎04-21-2012
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Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."

[ Edited ]

I think more people know their astrological sign than actually know their credit score.  Seriously, I think you are probably going to have people ask you for your birthdate or signfar sooner because they think that that is a key to a good future relationship. 

 

The other standard question of your prospective significant other are - what do you do for a living? what's your family like? where did you grow up? what kind of movies do you like? yada yada yada  Broaching the topic of fiscal responsibility and credit score of your date is not an easy thing for a number of people to discuss.  It is quite awkward for some to answer and may be impossible to answer if you don't have a clue what your score is.  But in the broader scheme of getting to know you partner it makes sense to discuss it fairly early in the relationship.

 

Sometimes, you get the grilling from the date's parent when you meet them.  "How much money do you make?", etc. especially if you are the guy dating his daughter.

"Yes, sir.  I make xxxxxx/yr and my credit score is 750+ and I own my own home, etc.  Am I good enough for your daughter?"

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blondy250
Posts: 465
Registered: ‎01-03-2013
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Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."

It's an absolute great idea to know a potential partners credit score. Just as important as knowing medical/criminal and family history issues, when to ask that question,  and how is the touchy part. Financial problems are the number one reason for relationship problems, a low score would definately be a deal breaker for me, and of course men have a lot more to lose in any divorce.

 


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