Reply
Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."


drkaje wrote:

HiLine wrote:

Awesome article! It's going to be discussed on my blog one of these days. :smileyhappy:


Anonymously, I hope. :smileyhappy:

 


Hint: the blog isn't titled HiLine's Blog. :smileyhappy:

Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."

@ Tinu,

 

I think people who have gone through credit/spending issues (on either side) are hypersensitive on the issue.

 

There are really only a few reasons why I wouldn't date someone. DGF has been putting up with me almost 8 years so I really don't think about dating but if single... Horrible credit would be a huge red flag but not necessarily a deal breaker.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."


drkaje wrote:

@ Tinu,

 

I think people who have gone through credit/spending issues (on either side) are hypersensitive on the issue.

 

There are really only a few reasons why I wouldn't date someone. DGF has been putting up with me almost 8 years so I really don't think about dating but if single... Horrible credit would be a huge red flag but not necessarily a deal breaker.


Yes, I agree with this, which is why I wrote: "I'm not suggesting writing off a potential partner based soley on score, but I think it's a very good idea to discuss the issue." There may be reasons why the person's score is low -- job loss, medical bills, etc. -- that do not necessarily bespeak a flippant attitude towards finances. But I do think that it's a subject that should be explored if a couple is interested in being in a serious relationship.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
New Contributor
Posts: 71
Registered: ‎10-17-2011
0

Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."

That is a crazy story....

Frequent Contributor
Posts: 342
Registered: ‎04-21-2012
0

Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."

[ Edited ]

I think more people know their astrological sign than actually know their credit score.  Seriously, I think you are probably going to have people ask you for your birthdate or signfar sooner because they think that that is a key to a good future relationship. 

 

The other standard question of your prospective significant other are - what do you do for a living? what's your family like? where did you grow up? what kind of movies do you like? yada yada yada  Broaching the topic of fiscal responsibility and credit score of your date is not an easy thing for a number of people to discuss.  It is quite awkward for some to answer and may be impossible to answer if you don't have a clue what your score is.  But in the broader scheme of getting to know you partner it makes sense to discuss it fairly early in the relationship.

 

Sometimes, you get the grilling from the date's parent when you meet them.  "How much money do you make?", etc. especially if you are the guy dating his daughter.

"Yes, sir.  I make xxxxxx/yr and my credit score is 750+ and I own my own home, etc.  Am I good enough for your daughter?"

Frequent Contributor
Posts: 486
Registered: ‎01-03-2013
0

Re: NY Times article - "Perfect 10? Never Mind That. Ask Her for Her Credit Score."

It's an absolute great idea to know a potential partners credit score. Just as important as knowing medical/criminal and family history issues, when to ask that question,  and how is the touchy part. Financial problems are the number one reason for relationship problems, a low score would definately be a deal breaker for me, and of course men have a lot more to lose in any divorce.

 



As of 4/3/15
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.