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http://www.nytimes.com/2012/05/31/opinion/the-credit-history-underclass.html?ref=opinion
A few quotes to give the flavor of this editorial, with which I strongly agree:
Faced with growing public complaints, seven states have rightly limited the use of credit histories by potential employers. Federal, state and local lawmakers who are considering similar legislation are on the right track.
A poor rating does not automatically make a person a poor job prospect or more likely to commit fraud. Very often, damaged credit is the result of a layoff during the recession, divorce or a catastrophic illness
This unfair practice damages the lives and job prospects of millions of people
The editorial says about 60% of employers now use credit checks, even for jobs that do not involve any major financial responsibilities.
IMHO they do this inpart out of being lazy. Reduces the number of people and the amount of work they need to do.
Is there a potential can of worms here in terms of the FCRA and you are deined a job based on something on your CR being viewed the same as being deined credit.
very interesting article. This topic came up over the holidays as a family member of mine is a recruiter for a major financial instituion, and he said some of the best candidates he hires often have spotty credit histories. In years past, they might have passed on these people, but given the recent economic downturn, some consideration is given.