11-28-2011 10:07 AM
I would love to know what myFicoBarry thinks of this!
Does it end up cheaper than here or more expensive?
As far as I know, the pricing isn't determiend yet. Base on what they had going on when I tried the website (before it was shut down to users) you could only purchase 1 pull per month. The pull I had cost $19.95, which included all of the tools and reports, but it HASN'T been charged to my CC yet because they weren't set up at the time to accept CC's. Needless to say, I'm watching that situation closely. The site simply is not in working order yet.
12-08-2011 04:14 PM - last edited on 12-09-2011 08:37 AM by beamMEup
Go to their site now and see what they are charging! **bleep**! I think they are going to price themselves out of what could have been a lucrative business. 12 reports is now $429. It could have been a good site. I'll stick with my USAA Credit Monitoring Service. This site doesn't know what they are doing.
Includes: All 3 FICO Credit Scores, Score Tracker,Score Analyzer and Score Planner
|Pay over 12 months|
|One time payment|
** BETA TESTING MODE **
12-08-2011 04:21 PM
And to boot, there is NO contact information. No phone number, no email, no address, NOTHING!
12-08-2011 10:53 PM
Just tried to sign-up. Site does NOT work. Hopefully I won't see crap charges on my CC. This site is definitely not ready for primetime.
IT DOES STATE IN LARGE RED LETTERS ON THE SIGNUP PAGE;
** BETA TESTING MODE **
BETTER WAIT UNTIL BETA IS DONE AND THEY SETTLE ON A REASONABLE PRICE.
12-09-2011 08:28 AM
I don't know about the set-up fee, but $40/month seems reasonable. I bet they are charged at least $30/pull on the report data and the tri-merge service.
When I got my tri-merge report from them, the price that the puller paid was listed on the report itself. It cost them $6.00. I'm sure that whenever they go live the price that they settle on will have to include all of the fixed expenses of running a web site, site development costs and maintenance, customer service personnel etc. $40 a month does seem very reasonable to me even though they are paying such a small price for the actual report. There's a lot more involved in providing a service than most people realize. Although we all focus on the report alone, getting that report and all of the tools this site will offer to us as consumers adds quote a bit of cost.
12-09-2011 08:34 AM
Yea but add $89 or $109 one time setup fee. It's going to put me further in debt. What setup? WE put our name, ssn, address and such and such in the fields provided. How much does their DBA make? The database is already created? So it could cost over $500 for 12 pulls.
12-09-2011 08:36 AM
PS This site does not work. The sign-up page is non functioning. Just FYI.
12-10-2011 08:25 PM
This website has been discussed a lot more on one of the other credit forums... This site isn't expected to be up until at least the 1st of January. I would wait until their "grand opening"
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO