TP2012 wrote:
Simple, I need to improve my credit score and want to know what I can do improve it. It's not just about knowing my ex fico score, it's about getting those scores up so I can get financed for the home my wife has her eye on.yes it would be great to get all 3 true fico scores on top of the plan of action , like they originally tried to do, but I'm excited to see what my score does when I put this plan into action. If you are already a credit expert and have a 770 + score , then sure I could see your point. But I am no expert nor do I have a prime score. So it's worth the small investment to give it a try.
I'm failing to see what that does that a few other sites don't already do.
Is it a personalized plan that they plot out for you?
How is it any different than a few score estimators out there?
Jutz wrote:Bump. Any recent news on this? Website looks to be advertising all 3 FICOs
Edit: Well, I take that back...kinda. They're very vague, and they still have the letter from the CEO linked on the main page
Well some progress has been made, that's a substantially different product / pricing structure than they had previously. I may wind up poking them again.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
Take the FICO Fitness Challenge
Wow. I saw this and got way too excited about credit scores.
Then I went to the site. 
From what I can see this is worse than vaporware. I think it borders on predatory.
Prices as of today:
1 'credit analysis update' 89.95 + 87.45 = 177.40
2 'credit analysis updates' 89.95 + 142.45 = 232.40
4 'credit analysis updates' 89.95 + 174.45 = 264.40
6 'credit analysis updates' 89.95 + 219.45 = 309.40
I realize that starting and running a business is expensive, but this is excessive.
You also have to factor in the cost of the report you upload to them (not true for the '1 analysis plan' if using the federally mandated annualcreditreport.com)
Before considering this service I advise people to weigh the costs v benefits. I'll pass on paying someone $177 just to 'analyze' my credit report.
I wouldn't fault anyone for using it if it's worthwhile for them; just make an informed decision.
From March 18 2011 to July 25 2011 I went from a 633 to 760 EQ Fico, using only the wealth of information available on this forum.
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