I still don't think they sufficiently have explained their pricing structure. If you go for the GUSTO pack your looking at $719. I doubt many people need to go to that extent. MyFico may soon, hopefully, come out with a competing product and affect pricing downward to earth level. I pay $12.95 a month for my USAA Credit Check Monitoring, and although I don't get true FICO scores, i get alerts anytime anything is posted to my CR for either EX, EQ or TU. Seeing exactly what's on my CR gives me a pretty good idea on my FICO. USAA credit monitoring also gives you a credit planner or "what if" scenerio builder. I can also refresh my CR at any time for no additional charges. I think it is a better price than this. Although it is not so easy to get an EX FICO, if I need I can come here to MyFico and pull my true FICO for EQ and TU for $40. So unless you are really a credit junky I think MyCreditPlan is overpriced.
Starting Score: Experian 593 Equifax 552 TransUnion 550
bichonmom wrote:Personally, I never trust "testimonials" when there is an initial for the first and/or last name! It screams inauthenticity. Legit testimonials will have the person's name, and permission to use their testimonial with their name should be on file with the co. That is the FTC's new law regarding using testimonials on a website that came out in the last year or two.
Ms-Kato wrote:They haven't even open up for business plus the website isn't even finished and yet they
already have " Testimonials ".....Go Figure ...Hmmmmmm
"Real People, Real Results"The Road to 850 turned from fear into action. I am currently paying down my debts and feeling less anxiety. Myself and two other lady friends signed up and now have created our own 850 club; one for support, another to stay on top of our mission for better credit scores. Certain life situations placed us all in debt. Now we will be on the rise. Thank you so much for your inspiration and such a solid path to follow." Melinda F. Phoenix, AZ
I believe the testimonial is from the owner of the website's book "THE ROAD TO 850" which by the way, was published in 2007. I'm sure that the webiste is just an extension of his book.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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