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Established Contributor
dharalex
Posts: 607
Registered: ‎09-08-2011
0

Re: New Credit Score Website

Looks like it COULD be a good thing. But I won't sign up for anything without contact information....



Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Current Score: 800
Goal Score: 850

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Established Contributor
guydiver
Posts: 581
Registered: ‎08-30-2007
0

Re: New Credit Score Website

Still says Beta Test.  Waiting to see if it is the real deal, but from reading through the information, it looks like real Fico scores.  The FAQ section is fairly spot on with the explanation of Fako scores and how they are basically useless.  I'm definitely interested if it's a TU04 and EX Fico. 

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 748(Barclay), EX 748(CS) Goal Score: .....800 IS ON MY BUCKET LIST! New DCU Member! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: New Credit Score Website


guydiver wrote:

 I'm definitely interested if it's a TU04 and EX Fico. 



It is. It's TU04 and ver.2  for EX FICO (same as what was on here back when and same as PSECU). I had pulled prior to their site takedown and they never did charge my CC.

 

Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
0

Re: New Credit Score Website

http://mycreditplan.org/Home.aspx

 

So is it legit?

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Member
neverrain
Posts: 59
Registered: ‎02-02-2011
0

Re: New Credit Score Website


trumpet-205 wrote:

http://mycreditplan.org/Home.aspx

 

So is it legit?


That site still isn't live.  Click on the Pricing and Plans link at the top.


Starting Score: ~570s
Current Score: Equifax: 638 (MyFICO - 01/04/11) - TransUnion: 656 (MyFICO - 01/24/12) - Experian: Unknown
Goal Score: 750 for all!


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Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: New Credit Score Website

I want my EX FICO score!:smileyhappy:

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Established Member
TooMuchTooSoon
Posts: 36
Registered: ‎11-26-2011
0

Re: New Credit Score Website

Just went through the mortgage loan process, TRUE FICO scores are ex 686, eq 650, tu 652, FAKO's are 738, 592 and 706 respective.  FAKOs are useless.  I heard there is some credit union in Pennsylvania that you can get you experian score, but I think you have to join.  If you apply for a loan or credit I believe if you request your FICOs from them they have to give them to you.  This new site is going to be expensive, but if you are trying to rebuild it may be worth it.


Starting Score: Experian 593 Equifax 552 TransUnion 550
Current Score: 686 650 658
Goal Score: 700


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Valued Contributor
android01
Posts: 1,227
Registered: ‎09-22-2009
0

Re: New Credit Score Website

[ Edited ]

llecs wrote:

guydiver wrote:

 I'm definitely interested if it's a TU04 and EX Fico. 



It is. It's TU04 and ver.2  for EX FICO (same as what was on here back when and same as PSECU). I had pulled prior to their site takedown and they never did charge my CC.

 



They didn't charge my CC yet either.  I tried logging back in, but it's not allowed at this point.  So far the sight isn't up and running yet.  They had a goal of January 1st, but no luck yet.  I really hope it works out for them (and for us).  It's a seriously cool site that will help a lot of people get a handle on their credit, and for us FICO and score fanatics, it provides several tools and measurements we can use to tweak every last point possible out of our scores. 

EQ FICO - EQ08 - 850 -10/22/14
TU FICO - TU08 - 850 - 10/22/14
EX FICO - EX08 - 850 - 10/22/14
New Member
JSTARR
Posts: 1
Registered: ‎01-05-2012
0

Re: New Credit Score Website

[ Edited ]

dharalex wrote:

Looks like it COULD be a good thing. But I won't sign up for anything without contact information....




 

Registrant:
Credit Score Plus

1497 N 125 E
Layton, Utah 84041
United States

Registered through: GoDaddy.com, LLC (http://www.godaddy.com)
Domain Name: MYCREDITPLAN.ORG
Created on: 29-Aug-11
Expires on: 29-Aug-13
Last Updated on: 29-Aug-11

Administrative Contact:
Edited

Credit Score Plus
1497 N 125 E
Layton, Utah 84041
United States
+1.8012437800

Technical Contact:
Edited

Credit Score Plus
1497 N 125 E
Layton, Utah 84041
United States
+1.8012437800

Domain servers in listed order:
NS35.DOMAINCONTROL.COM
NS36.DOMAINCONTROL.COM

Frequent Contributor
quest208
Posts: 423
Registered: ‎11-25-2011
0

Re: New Credit Score Website

so whats teh verdict at this point?

 

im not trying it......yet.  has anyone else?

USAA FAKO: Experian 767, Transunion 743, Equifax 734
FICO: Transunion: 738, Equifax 731
Credit Sesame: Experian 721
BB Reward zone$400, Orchard master $700, Office Depot $500, USAA Mastercard $11,000, Barclays American Express $2500
AAoA about 1 year

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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