http://money.msn.com/credit-rating/new-credit-score-could-change-livesSounds too good to be true, doubt lenders are keen to start using it but we'll see.
As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755
WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000