News: TransUnion and what does it mean when you click "I Agree" on a contract

[Anonymous]

March 26,

A guy sued TransUnion and won (sort of) because he hit "I Agree" on TransUnion site.

Check out the news article: http://www.chicagotribune.com/news/opinion/commentary/ct-terms-of-service-agreements-binding-2016032...

What does this mean for us?

[Anonymous]

I guess that's just an opinion piece, the actual court order below:

http://digitalcommons.law.scu.edu/cgi/viewcontent.cgi?article=1915&context=historical

[Anonymous]

I read it. Maybe I'm just dense but what did his (ridiculous) lawsuit and whether he had signed a contract or not have to do with his credit score being different at the car dealership than what TU said it was?

[Anonymous]

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@Anonymous wrote:
I read it. Maybe I'm just dense but what did his (ridiculous) lawsuit and whether he had signed a contract or not have to do with his credit score being different at the car dealership than what TU said it was?

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Thats the part I'm confused about. I would think that would be the meat of it.

TU should supply the consumer the score they supply the lender. Its why I don't have 1 TU product.

[Revelate]

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@Anonymous wrote:

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@Anonymous wrote:
I read it. Maybe I'm just dense but what did his (ridiculous) lawsuit and whether he had signed a contract or not have to do with his credit score being different at the car dealership than what TU said it was?

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Thats the part I'm confused about. I would think that would be the meat of it.

TU should supply the consumer the score they supply the lender. Its why I don't have 1 TU product.

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Even MF can't do that in all cases.  Admittedly I wouldn't get a TU product when I can get what they peddle for free but that is somewhat besides the point.

The lawsuit wasn't won about the fact that the score was necessarily different, it was that TU's disclaimer was misleading /shrug.  If TU had a better implementation, which I'd note some institutions do exactly what this court was specifying should've been done, wouldn't have been a problem.