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Frequent Contributor
Posts: 321
Registered: ‎09-08-2007
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Old Post about why NOT to pay off early

https://thepointsguy.com/2016/11/debunking-credit-card-myths-does-paying-before-due-date-help-score/

4/25/11 FICO: EQ 761....EX 770.....TU 744
3/6/2011 FICO: EQ 710... EX 718... TU 710
09/09 FICO: EQ: 525
Frequent Contributor
Posts: 321
Registered: ‎09-08-2007

Re: Old Post about why NOT to pay off early

Be sure and redad the comments, too, for the best strategy.

4/25/11 FICO: EQ 761....EX 770.....TU 744
3/6/2011 FICO: EQ 710... EX 718... TU 710
09/09 FICO: EQ: 525
Established Contributor
Posts: 661
Registered: ‎06-04-2015
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Re: Old Post about why NOT to pay off early

This is a great LOL for the folks here.

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Established Contributor
Posts: 1,007
Registered: ‎01-16-2017

Re: Old Post about why NOT to pay off early


SteelerNYC wrote:

This is a great LOL for the folks here.


The points guy doesn't know as much as  the people on here.  Your statement balance doesn't show up on your credit reports if you pay before cycle ends.  He over exagerattes how much points are worth from certain credit card companies as that is how he makes money.  I wouldn't take him to seriously. 

January 15 2017 Experian 527 Transunion 528 Equifax 529
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