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Perfect credit score worth it?

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bdhu2001
Valued Contributor

Re: Perfect credit score worth it?


@Anonymous-own-fico wrote:

A high credit score is a reflection of healthy credit. I like healthy credit and consider a high credit score to be a lot of fun. It adds to the fun to have plenty of cushion, which is why living in the 800s is more enjoyable than right at 760. Just like having a padded checking or savings account rather than living paycheck to paycheck. And by the way, you don’t need perfect credit to get a perfect score!


+1

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


Take the myFICO Fitness Challenge
Message 11 of 13
JoshNurse
Frequent Contributor

Re: Perfect credit score worth it?

I think it is important. My goal is 800 but anything over 800 I don't think is necessary. I can't just stop at 780...my OCD won't let me.
Message 12 of 13
Shogun
Moderator Emeritus

Re: Perfect credit score worth it?


@JoshNurse wrote:
I think it is important. My goal is 800 but anything over 800 I don't think is necessary. I can't just stop at 780...my OCD won't let me.

You're my new friend!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 13 of 13
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