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Quiz: How much do you know about credit reports and scores?

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BungalowMo
Senior Contributor

Re: Quiz: How much do you know about credit reports and scores?

Your score: 20   Smiley Wink whew....better be!


Perfect score! Your friends have nicknamed you "FICO." Maybe you should be working for a credit bureau or at CreditCards.com.

 

 

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 11 of 18
MattH
Senior Contributor

Re: Quiz: How much do you know about credit reports and scores?


@BungalowMo wrote:
Your score: 20   Smiley Wink whew....better be!


Perfect score! Your friends have nicknamed you "FICO." Maybe you should be working for a credit bureau or at CreditCards.com.

 

 


 

I also got a perfect score.

 

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Message 12 of 18
BungalowMo
Senior Contributor

Re: Quiz: How much do you know about credit reports and scores?


@MattH wrote:

@BungalowMo wrote:
Your score: 20   Smiley Wink whew....better be!


Perfect score! Your friends have nicknamed you "FICO." Maybe you should be working for a credit bureau or at CreditCards.com.

 

 


 

I also got a perfect score.

 


Too bad my FICO score isn't so perfect!  *sigh* Smiley Sad

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 13 of 18
n2win
Regular Contributor

Re: Quiz: How much do you know about credit reports and scores?


@rom828 wrote:

Yippee!

 

I made a 20 also!!   And I owe it all to this forum!Smiley Happy  (But if we're being honest, didn't that quiz seem a little "easy"?)

 

And while a perfect score on a FICO quiz is  nice, I would much rather have a perfect FICO score!!!Smiley Very Happy

 


yep

yep

yep

Smiley Wink

Goal: acquire and use Credit Cards, scores in the 700's in 2009
05/04/08 FICOS: EQ = 626; TU = 636: EX = 623
06/21/09 FICOS: EQ = 692; TU = 729; EX = 731 (CCT FAKO)
10/03/11 FICO EQ = 722 (CCT EQ = 749)
Message 14 of 18
Anonymous
Not applicable

Re: Quiz: How much do you know about credit reports and scores?

I am a true FICO nerd - I also got a perfect score of 20.  Smiley Happy

Message 15 of 18
Anonymous
Not applicable

Re: Quiz: How much do you know about credit reports and scores?


@demi wrote:

I disagree with one of the answers....how many numbers are in a score...I am thinking in really, really bad instances it might be only two.

 

I got a 20, guess that makes me a FICO nerd.


 

Okay perfect score also...thinking anyone who has read here a day or two should have.

I have to ask demi about her quote above though...you were kidding, right? A credit score always has 3 numbers.

Fico scores begin at 350.

Message 16 of 18
Anonymous
Not applicable

Re: Quiz: How much do you know about credit reports and scores?

Score of 20, too.  I need to get out more and stop reading these forums so much! :smileywink:

 

However, thanks to these forums:  1) Median score is now 754; 2) Got a great mortgage and new house; 3) Refinanced car loan at 3 points lower interest rate; and 4) Received minimal punishments--er, "current business climate conditions" adjustments--from CC companies! 

Message 17 of 18
bronzebeauty
Established Member

Re: Quiz: How much do you know about credit reports and scores?

I got a 20 too.  Yeah!!  I better had, considering all of the information I've read that has helped educate me on credit.

Tithe and find favor. Lend not borrow: Deut. 23:19-20; Psalms 37:21; Proverbs 17:18; Proverbs 22:7; Proverbs 22:26-27; Matthew 18:23-35; Romans 13:8; Proverbs 3:27-28


Starting Score: TU-691 (12/20/09)
Current Score: TU-779 (6/23/10); EQ-757 (4/2/10)
Goal Score: 800 or higher


Take the FICO Fitness Challenge
Message 18 of 18
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